Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NOORDERKEMPEN ADVICE from Hoogstraten, company number BE0794243918, closed financial year 2025 with a result of € 43,686 after tax. For that financial year NOORDERKEMPEN ADVICE recorded a gross margin of € 853,154 and equity of € 84,728. Compared with financial year 2024, the result moved from € 42,348 to € 43,686. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 84,728
▲ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 43,686
▲ 3% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 83,728.
People and assets in 2025
6.5
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 510,984
▼ 7% vs 2024
€ 78,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 30,766
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 million
▼ 4% vs 2024
€ 184,939 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 610,323
▲ 52% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 84,225
▼ 24% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 811,743 | € 885,026 | € 853,154 | ▼ 4% |
| Profit after taxes | € 63,718 | € 42,348 | € 43,686 | ▲ 3% |
| Equity | € 41,952 | € 61,561 | € 84,728 | ▲ 38% |
| Total debts | € 2,391,196 | € 2,207,269 | € 2,315,527 | ▲ 5% |
| Retained profit | € 40,952 | € 60,561 | € 83,728 | ▲ 38% |
| Bank debt | € 1,752,784 | € 1,672,371 | € 1,602,529 | ▼ 4% |
| Balance sheet total | € 2,433,148 | € 2,268,830 | € 2,400,255 | ▲ 6% |
| Employees (FTE) | 5.8 | 5.8 | 6.5 | ▲ 0.7 |
Key figures of NOORDERKEMPEN ADVICE, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NOORDERKEMPEN ADVICE?
What happened at NOORDERKEMPEN ADVICE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 43,686 (▲ 3% vs 2024). Source: NBB ↗
- New establishment in Beerse. KBO
- New establishment in Hoogstraten. KBO
- Binar Consult CommV became a director. NBB
- Henderickx Management BV became a director. NBB
- KNG CONSULT BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 63,718 profit in 2023 to € 43,686 profit in 2025.
Paid € 63,717 in corporate taxes since 2023.
Best year ever: 2023, with € 63,718 profit.
On average € 131,300 of value added per employee in 2025.
A new publication or filing at NOORDERKEMPEN ADVICE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of KNG CONSULT, Henderickx Management comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
NOORDERKEMPEN ADVICEBehind NOORDERKEMPEN ADVICE are Binar Consult CommV, Henderickx Management BV and KNG CONSULT BV. The shares are held by KNG CONSULT (23%) and Henderickx Management (20%).
Directors
According to the 2025 annual accounts
Director · represented by Glenn Urkens
Also active at: Zakenkantoor Urkens-Borghs
since 2022
Director · represented by Ben Henderickx
Also active at: NOORDERKEMPEN FINANCE
since 2022
since 2022
Shareholders
23%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vrijheid 177
2320 Hoogstraten
Bisschopslaan 93 box 4
2340 Beerse
Active since 30 November 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0794.243.918
- VAT number
- BE 0794.243.918
- Registered office
- Vrijheid 177, 2320 Hoogstraten
- Names & denominations
- NOORDERKEMPEN ADVICE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 2022
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars