Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Foncière d'Haversin from Ciney, company number BE0794190468, closed financial year 2025 with a result of € -190,166 after tax. For that financial year Foncière d'Haversin recorded a gross margin of € -16,883 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € -109,306 to € -190,166. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 1.6 million
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -190,166
▼ 74 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,527
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -859,502.
People and assets in 2025
€ 58,067
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,387
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 36,846
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,416
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -50,126 | € -36,463 | € -16,883 | ▲ € 19,580 |
| Profit after taxes | € -560,029 | € -109,306 | € -190,166 | ▼ € 80,860 |
| Equity | € 1,939,971 | € 1,830,664 | € 1,640,498 | ▼ 10% |
| Total debts | € 1,654,274 | € 1,734,994 | € 2,399,700 | ▲ 38% |
| Cash | € 89,125 | € 78,201 | € 8,527 | ▼ 89% |
| Land & buildings | € 3,065,016 | € 3,067,495 | € 3,651,941 | ▲ 19% |
| Retained profit | € -560,029 | € -669,336 | € -859,502 | ▼ € 190,166 |
| Balance sheet total | € 3,594,245 | € 3,565,658 | € 4,040,198 | ▲ 13% |
Key figures of Foncière d'Haversin, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Foncière d'Haversin?
What happened at Foncière d'Haversin in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 190,166. Source: NBB ↗
- New establishment in Ciney. KBO
- GARTELO INVEST became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 560,029 loss in 2023 to € 190,166 loss in 2025.
Management
The stake of Gartelo Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Foncière d'HaversinBehind Foncière d'Haversin is GARTELO INVEST. The shares are held by Gartelo Invest (100%).
Directors
According to the 2025 annual accounts
Director · represented by Romain DEBUYST
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Barvaux(Haversin) 171
5590 Ciney
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0794.190.468
- VAT number
- BE 0794.190.468
- Registered office
- Rue de Barvaux(Haversin) 171, 5590 Ciney
- Names & denominations
- Foncière d'Haversin
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 November 2022
- Peppol
- Active · Active since 26 Nov 2025
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