Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Terres et Forêts from Ottignies-Louvain-la-Neuve, company number BE0793598570, closed financial year 2025 with a result of € -6,340 after tax. For that financial year Terres et Forêts recorded a gross margin of € -4,264 and equity of € 77,690. Compared with financial year 2024, the result moved from € 98,793 to € -6,340. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 77,690
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,340
▼ still € 98,793 profit in 2024
Profit after tax over the fiscal year.
€ 5,337
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 72,690.
Debts at end 2025
€ 10,706
▼ 84% vs 2024
Loans from banks and other lenders, long and short.
€ 264
▼ 95% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,635
▲ 4% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -19,748 | € 117,486 | € -4,264 | ▼ € 121,750 |
| Profit after taxes | € -19,763 | € 98,793 | € -6,340 | ▼ € 105,133 |
| Equity | € -14,763 | € 84,030 | € 77,690 | ▼ 8% |
| Total debts | € 71,019 | € 94,295 | € 31,605 | ▼ 66% |
| Cash | € 1,756 | € 149,367 | € 5,337 | ▼ 96% |
| Land & buildings | - | € 28,958 | € 28,958 | |
| Retained profit | € -19,763 | € 79,030 | € 72,690 | ▼ 8% |
| Bank debt | € 68,651 | € 69,060 | € 10,706 | ▼ 84% |
| Balance sheet total | € 56,256 | € 178,325 | € 109,295 | ▼ 39% |
Key figures of Terres et Forêts, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Terres et Forêts?
What happened at Terres et Forêts in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,340 (▼ € 105,133 vs 2024). Source: NBB ↗
- New establishment in Ottignies-Louvain-la-Neuve. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,763 loss in 2023 to € 6,340 loss in 2025.
Paid € 19,808 in corporate taxes since 2023.
Best year ever: 2024, with € 98,793 profit.
Management
Behind Terres et Forêts are Christophe Melain and François Bertholet. François Bertholet is also behind APPARTMAN, ELLIMMOBI and IMMO SYMPA.
Directors
According to the 2025 annual accounts
Christophe Melain
Director
Establishments
Establishment units
Physical locations of this company
Rue Grand'Rue 42
1341 Ottignies-Louvain-la-Neuve
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0793.598.570
- VAT number
- BE 0793.598.570
- Registered office
- Rue Grand'Rue 42, 1341 Ottignies-Louvain-la-Neuve
- Names & denominations
- Terres et Forêts · T&F
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 November 2022
- Peppol
- Active · Active since 3 Oct 2025