Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SML-INVEST from Sint-Niklaas, company number BE0793356862, closed financial year 2024 with a result of € -36,839 after tax. For that financial year SML-INVEST recorded a gross margin of € 77,651 and equity of € 402,813. Compared with financial year 2023, the result moved from € -30,849 to € -36,839. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2025.
€ 402,813
▼ 8% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -36,839
▼ 19 % more loss than in 2023
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 388,412.
Debts at end 2024
€ 1.5 million
▼ 1% vs 2023
€ 86,178 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 6,938
▲ 262% vs 2023
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|
| Gross margin | € 156,851 | € 77,651 | ▼ 50% |
| Profit after taxes | € -30,849 | € -36,839 | ▼ € 5,990 |
| Equity | € 439,651 | € 402,813 | ▼ 8% |
| Total debts | € 1,728,994 | € 1,733,685 | |
| Cash | € 5,374 | € 0 | ▼ 100% |
| Land & buildings | € 1,358,486 | € 1,365,168 | |
| Retained profit | € 425,250 | € 388,412 | ▼ 9% |
| Bank debt | € 1,460,630 | € 1,450,141 | ▼ 1% |
| Balance sheet total | € 2,168,646 | € 2,136,498 | ▼ 1% |
Key figures of SML-INVEST, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SML-INVEST?
What happened at SML-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 36,839. Source: NBB ↗
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
- Stefaan Maes became a director. NBB
In short
From € 30,849 loss in 2023 to € 36,839 loss in 2024.
Management
Behind SML-INVEST is Stefaan Maes. Stefaan Maes is also behind STEFCAT, INTRABOUW, INTRASTONE-INVEST, DWGA (De Woninggalerij Antwerpen) and INTRASTONE.
Directors
According to the 2024 annual accounts
Stefaan Maes
Director
Also active at: STEFCAT, INTRABOUW, INTRASTONE-INVEST, DWGA (De Woninggalerij Antwerpen), INTRASTONE, DE WONINGGALERIJ, INTRAPLUSWONINGEN
since 2022
Establishments
Establishment units
Physical locations of this company
Damstraat 5 box B
9100 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0793.356.862
- VAT number
- BE 0793.356.862
- Registered office
- Damstraat 5 bus B, 9100 Sint-Niklaas
- Names & denominations
- SML-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 November 2022
- Peppol
- Active · Active since 29 Aug 2025