Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BNVL Groupe from Dinant, company number BE0792808813, closed financial year 2025 with a result of € 133,414 after tax. For that financial year BNVL Groupe recorded a gross margin of € 150,304 and equity of € 683,462. Compared with financial year 2024, the result moved from € 221,136 to € 133,414. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 683,462
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 133,414
▼ 40% vs 2024
Profit after tax over the fiscal year.
€ 18,574
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 659,462.
Debts at end 2025
€ 449,676
▼ 19% vs 2024
€ 106,921 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 151,332 | € 247,693 | € 150,304 | ▼ 39% |
| Profit after taxes | € 304,912 | € 221,136 | € 133,414 | ▼ 40% |
| Equity | € 328,912 | € 550,048 | € 683,462 | ▲ 24% |
| Total debts | € 1,026,657 | € 782,326 | € 635,320 | ▼ 19% |
| Cash | € 55,569 | € 32,177 | € 18,574 | ▼ 42% |
| Retained profit | € 304,912 | € 526,048 | € 659,462 | ▲ 25% |
| Bank debt | € 653,158 | € 553,125 | € 449,676 | ▼ 19% |
| Balance sheet total | € 1,355,569 | € 1,332,374 | € 1,318,782 | ▼ 1% |
Key figures of BNVL Groupe, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BNVL Groupe?
What happened at BNVL Groupe in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 133,414 (▼ 40% vs 2024). Source: NBB ↗
- New establishment in Dinant. KBO
- Romain Baonville became a director. NBB
- Yves Baonville became a director. NBB
- Caroline Baonville became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 304,912 profit in 2023 to € 133,414 profit in 2025.
Paid € 29,860 in corporate taxes since 2023.
Best year ever: 2023, with € 304,912 profit.
Management
Behind BNVL Groupe are Romain Baonville, Yves Baonville and Caroline Baonville . It owns 99.6% of Cognaux and 44% of Etablissements Cognaux itself.
Directors
According to the 2025 annual accounts
Romain Baonville
Managing director
since 2022
Yves Baonville
Director
since 2022
Caroline Baonville
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Rue Saint-Jacques 290
5500 Dinant
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0792.808.813
- VAT number
- BE 0792.808.813
- Registered office
- Rue Saint-Jacques 290, 5500 Dinant
- Names & denominations
- BNVL Groupe
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 October 2022
- Peppol
- Active · Active since 8 Dec 2025
- Contact
- [email protected] +32497627326
- Activities · NACE
Activiteiten van holdings
Holdings