Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
Finance House from Schilde, company number BE0792504450, closed financial year 2025 with a result of € -4,843 after tax. For that financial year Finance House recorded a gross margin of € 110,437 and equity of € 166,445. Compared with financial year 2024, the result moved from € -63,819 to € -4,843. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 166,445
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,843
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 16,887
▼ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -113,555.
Debts at end 2025
€ 1.4 million
▼ 32% vs 2024
€ 81,247 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 14,503
▲ € 14,092 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -12,071 | € -2,022 | € 110,437 | ▲ € 112,459 |
| Profit after taxes | € -44,892 | € -63,819 | € -4,843 | ▲ € 58,976 |
| Equity | € 235,108 | € 171,289 | € 166,445 | ▼ 3% |
| Total debts | € 1,276,955 | € 2,509,594 | € 1,560,590 | ▼ 38% |
| Cash | € 27,094 | € 70,071 | € 16,887 | ▼ 76% |
| Land & buildings | € 1,482,837 | € 931,946 | € 1,698,413 | ▲ 82% |
| Retained profit | € -44,892 | € -108,711 | € -113,555 | ▼ € 4,843 |
| Bank debt | € 1,079,384 | € 2,052,182 | € 1,386,087 | ▼ 32% |
| Balance sheet total | € 1,512,063 | € 2,680,882 | € 1,727,036 | ▼ 36% |
Key figures of Finance House, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Finance House?
What happened at Finance House in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,843. Source: NBB ↗
- Daedalus Management BV became a director. NBB
- Cobra Management BV became a director. NBB
- Vincent Meesters stepped down as director. NBB
- New establishment in Schilde. KBO
- Vincent Meesters became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 44,892 loss in 2023 to € 4,843 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Braeckmans Heurterre, Meesters Accountants comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Finance HouseBehind Finance House are Daedalus Management BV and Cobra Management BV. The shares are held by Braeckmans Heurterre (100%) and Meesters Accountants (50%).
Directors
According to the 2025 annual accounts
Director · represented by Kristof Heurterre
Also active at: Braeckmans Heurterre
since 2025
Director · represented by Frédéric Braeckmans
Also active at: Braeckmans Heurterre
since 2025
Vincent Meesters
Director
Also active at: Meesters Accountants, Meesters Management, Meesters Holding, Meesters Immo, Meesters Accountants Kalmthout
since 2022 · until 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Turnhoutsebaan 458
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0792.504.450
- VAT number
- BE 0792.504.450
- Registered office
- Turnhoutsebaan 458, 2970 Schilde
- Names & denominations
- Finance House
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 October 2022
- Peppol
- Active · Active since 24 Nov 2023