Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PY SCHMETZ from Jalhay, company number BE0789995912, closed financial year 2025 with a result of € -35,500 after tax. For that financial year PY SCHMETZ recorded a gross margin of € -11,466 and equity of € -21,064. Compared with financial year 2024, the result moved from € 723 to € -35,500. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ -21,064
▼ € 35,500 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -35,500
▼ still € 723 profit in 2024
Profit after tax over the fiscal year.
€ 9,811
▲ € 8,958 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -26,064.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 21,460
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 57,359
▼ 15% vs 2024
€ 34,340 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 10,618
▲ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,063
▲ 38% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 29,729 | € 26,441 | € -11,466 | ▼ € 37,907 |
| Profit after taxes | € 8,712 | € 723 | € -35,500 | ▼ € 36,223 |
| Equity | € 13,712 | € 14,435 | € -21,064 | ▼ € 35,500 |
| Total debts | € 101,267 | € 85,707 | € 91,870 | ▲ 7% |
| Cash | € 14,536 | € 852 | € 9,811 | ▲ € 8,958 |
| Retained profit | € 8,712 | € 9,435 | € -26,064 | ▼ € 35,500 |
| Bank debt | € 77,645 | € 67,641 | € 57,359 | ▼ 15% |
| Balance sheet total | € 114,979 | € 100,142 | € 70,805 | ▼ 29% |
Key figures of PY SCHMETZ, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to PY SCHMETZ?
What happened at PY SCHMETZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 35,500 (▼ € 36,223 vs 2024). Source: NBB ↗
- New establishment in Jalhay. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,712 profit in 2023 to € 35,500 loss in 2025.
Paid € 4,193 in corporate taxes since 2023.
Best year ever: 2023, with € 8,712 profit.
Management
Behind PY SCHMETZ is SCHMETZ PIERRE-YVES.
Directors
According to the 2025 annual accounts
SCHMETZ PIERRE-YVES
Director
Establishments
Establishment units
Physical locations of this company
Chênerie 9 box A
4845 Jalhay
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0789.995.912
- VAT number
- BE 0789.995.912
- Registered office
- Chênerie 9 bus A, 4845 Jalhay
- Names & denominations
- PY SCHMETZ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 August 2022
- Peppol
- Active · Active since 7 Dec 2025
- Activities · NACE
Sanitaire werkzaamheden
Overige werkzaamheden in verband met de afwerking van gebouwen
Overige bouwinstallatie
Landschapsverzorging
Glaszetten
Dakwerkzaamheden
Schrijnwerk
Algemene reiniging van gebouwen
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