Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BUM GROUP from Zemst, company number BE0788582284, closed financial year 2025 with a result of € -1,467 after tax. For that financial year BUM GROUP recorded a gross margin of € -536 and equity of € 6,652. Compared with financial year 2024, the result moved from € 2,397 to € -1,467. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 6,652
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,467
▼ still € 2,397 profit in 2024
Profit after tax over the fiscal year.
€ 19,014
▲ € 14,295 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1,348.
Debts at end 2025
€ 654,604
▲ € 624,604 vs 2024
Loans from banks and other lenders, long and short.
€ 2,298
▲ € 2,057 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 942
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,174 | € -314 | € -64 | € -536 | ▼ € 472 |
| Profit after taxes | € -1,526 | € -752 | € 2,397 | € -1,467 | ▼ € 3,864 |
| Equity | € 6,474 | € 5,722 | € 8,119 | € 6,652 | ▼ 18% |
| Total debts | € 29,760 | € 46,307 | € 325,184 | € 1,011,046 | ▲ 211% |
| Cash | € 3,642 | € 3,392 | € 4,720 | € 19,014 | ▲ € 14,295 |
| Retained profit | € -1,526 | € -2,278 | € 119 | € -1,348 | ▼ € 1,467 |
| Bank debt | € 0 | € 0 | € 30,000 | € 654,604 | ▲ € 624,604 |
| Balance sheet total | € 36,234 | € 52,029 | € 333,302 | € 1,017,698 | ▲ 205% |
Key figures of BUM GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUM GROUP?
What happened at BUM GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,467 (▼ € 3,864 vs 2024). filed late Source: NBB ↗
- Liesbet Houman became a director. NBB
- Euracc BV became a director. NBB
- Sven Lombaerts became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,526 loss in 2022 to € 1,467 loss in 2025.
Best year ever: 2024, with € 2,397 profit.
Management
Behind BUM GROUP are Liesbet Houman, Euracc BV and Sven Lombaerts. Liesbet Houman is also behind VAN LAER - HUMBEEK. Sven Lombaerts is also behind VAN LAER - HUMBEEK.
Directors
According to the 2025 annual accounts
since 2022
Director · represented by Patrik Peeters
since 2022
since 2022
Establishments
Establishment units
Physical locations of this company
Bos-van-Steenstraat 12
1980 Zemst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0788.582.284
- VAT number
- BE 0788.582.284
- Registered office
- Bos-van-Steenstraat 12, 1980 Zemst
- Names & denominations
- BUM GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 July 2022
- Peppol
- Active · Active since 6 Dec 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Ontwikkeling van niet-residentiële bouwprojecten
Algemene bouw van andere niet-residentiële gebouwen
Ontwikkeling van residentiële bouwprojecten