Financials
Financial year 2025
Serwy Insurance from Nivelles, company number BE0788393234, closed financial year 2025 with a result of € 105,452 after tax. For that financial year Serwy Insurance recorded a gross margin of € 146,888 and equity of € 297,299. Compared with financial year 2024, the result moved from € 137,088 to € 105,452. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 297,299
▲ 53% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 105,452
▼ 23% vs 2024
Profit after tax over the fiscal year.
€ 196,547
▲ 138% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2,000 paid out
2 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 5,004
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 43,366
▲ € 34,777 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 34,377
▲ € 30,052 vs 2024
€ 12,774 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,861
▲ 225% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,085
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Revenue | € 315,489 | - | - | |
| Gross margin | € 128,100 | € 179,898 | € 146,888 | ▼ 18% |
| Profit after taxes | € 76,759 | € 137,088 | € 105,452 | ▼ 23% |
| Equity | € 79,759 | € 193,846 | € 297,299 | ▲ 53% |
| Total debts | € 47,788 | € 27,412 | € 53,723 | ▲ 96% |
| Cash | € 34,392 | € 82,697 | € 196,547 | ▲ 138% |
| Retained profit | € 76,759 | € 190,846 | € 294,299 | ▲ 54% |
| Dividend | € 0 | € 23,000 | € 2,000 | ▼ 91% |
| Bank debt | € 1,276 | € 4,325 | € 34,377 | ▲ € 30,052 |
| Balance sheet total | € 127,547 | € 221,259 | € 351,022 | ▲ 59% |
Key figures of Serwy Insurance, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Serwy Insurance?
What happened at Serwy Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 105,452 (▼ 23% vs 2024). Source: NBB ↗
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 76,759 profit in 2023 to € 105,452 profit in 2025.
Paid € 94,443 in corporate taxes since 2023.
Best year ever: 2024, with € 137,088 profit.
Paid out € 25,000 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Rue Auguste-Levêque 3
1400 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0788.393.234
- VAT number
- BE 0788.393.234
- Registered office
- Rue Auguste-Levêque 3, 1400 Nivelles
- Names & denominations
- Serwy Insurance · Serwy Insurace
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 July 2022
- Peppol
- Active · Active since 3 Jan 2026
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars