Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAM IMMO from Berlare, company number BE0786669406, closed financial year 2025 with a result of € -95,243 after tax. For that financial year BAM IMMO recorded a gross margin of € 36,520 and equity of € -104,573. Compared with financial year 2024, the result moved from € 21,324 to € -95,243. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 1, 2026.
€ -104,573
▼ € 95,243 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -95,243
▼ still € 21,324 profit in 2024
Profit after tax over the fiscal year.
€ 10,466
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -106,573.
Debts at end 2025
€ 180,755
▼ 5% vs 2024
€ 10,657 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 9,683
▲ € 8,670 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,741
▼ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 785 | € 38,281 | € 36,520 | ▼ 5% |
| Profit after taxes | € -32,653 | € 21,324 | € -95,243 | ▼ € 116,567 |
| Equity | € -30,653 | € -9,330 | € -104,573 | ▼ € 95,243 |
| Total debts | € 346,346 | € 299,852 | € 403,766 | ▲ 35% |
| Cash | € 16,277 | € 29,071 | € 10,466 | ▼ 64% |
| Land & buildings | € 259,353 | € 255,237 | € 136,000 | ▼ 47% |
| Retained profit | € -32,653 | € -11,330 | € -106,573 | ▼ € 95,243 |
| Bank debt | € 200,500 | € 190,984 | € 180,755 | ▼ 5% |
| Balance sheet total | € 315,693 | € 290,522 | € 299,193 | ▲ 3% |
Key figures of BAM IMMO, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to BAM IMMO?
What happened at BAM IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 95,243 (▼ € 116,567 vs 2024). Source: NBB ↗
- New establishment in Berlare. KBO
- Start of the company according to the CBE. KBO
- Melissa Neyt became a director. NBB
- Bart Van Hecke became a director. NBB
In short
From € 32,653 loss in 2023 to € 95,243 loss in 2025.
Best year ever: 2024, with € 21,324 profit.
Management
Behind BAM IMMO are Melissa Neyt and Bart Van Hecke.
Directors
According to the 2025 annual accounts
Melissa Neyt
Director
since 2022
Bart Van Hecke
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Veerstraat(U) 62 box 1
9290 Berlare
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0786.669.406
- VAT number
- BE 0786.669.406
- Registered office
- Veerstraat(U) 62 bus 1, 9290 Berlare
- Names & denominations
- BAM IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 May 2022
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Handel in eigen onroerend goed