Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BLACK AND LL from Charleroi, company number BE0785379702, closed financial year 2025 with a result of € 45,313 after tax. For that financial year BLACK AND LL recorded a gross margin of € 97,482 and equity of € 580,417. Compared with financial year 2024, the result moved from € 50,619 to € 45,313. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 580,417
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 45,313
▼ 10% vs 2024
Profit after tax over the fiscal year.
€ 29,339
▲ € 24,632 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 205,417.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 708,377
▼ 13% vs 2024
€ 111,901 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 24,507
▲ € 19,305 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,422
▼ 76% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 167,554 | € 86,192 | € 97,482 | ▲ 13% |
| Profit after taxes | € 109,485 | € 50,619 | € 45,313 | ▼ 10% |
| Equity | € 484,485 | € 535,105 | € 580,417 | ▲ 8% |
| Total debts | € 626,935 | € 973,624 | € 968,634 | ▼ 1% |
| Cash | € 3,799 | € 4,707 | € 29,339 | ▲ € 24,632 |
| Retained profit | € 109,485 | € 160,105 | € 205,417 | ▲ 28% |
| Bank debt | € 527,582 | € 817,395 | € 708,377 | ▼ 13% |
| Balance sheet total | € 1,111,420 | € 1,508,728 | € 1,549,052 | ▲ 3% |
Key figures of BLACK AND LL, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BLACK AND LL?
What happened at BLACK AND LL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sébastien Bertrand stepped down as director. NBB
- Camille Borcy stepped down as director. NBB
- L for L SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 45,313 (▼ 10% vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
- Sébastien Bertrand became a director. NBB
- Camille Borcy became a director. NBB
In short
From € 109,485 profit in 2023 to € 45,313 profit in 2025.
Paid € 76,258 in corporate taxes since 2023.
Best year ever: 2023, with € 109,485 profit.
Management
The shares are held by L. LOUYET (45%). It owns 100% of Black and Bike Mons, 100% of Black and Bike Loverval and 100% of Black and Bike Wavre itself.
Directors
According to the 2025 annual accounts
Sébastien Bertrand
Director
since 2022 · until 2028
Camille Borcy
Director
since 2022 · until 2028
Director · represented by Laurent Louyet
Owns 5.2% via L. LOUYET
Also active at: LOUYET LIEGE, Louyet Verviers, LOUYET WAVRE, GARAGE THIRY SPRL, LA DYLE BIKE, LOUYET NAMA, LOUYET OVERIJSE, LOUYET MARIEMBOURG +23 more
since 2022 · until 2028
Shareholders
L. LOUYET · holding of L for L SRL
45%
Participations
Establishments
Establishment units
Physical locations of this company
Rue de Mons 80
6000 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0785.379.702
- VAT number
- BE 0785.379.702
- Registered office
- Rue de Mons 80, 6000 Charleroi
- Names & denominations
- BLACK AND LL · BLACK & LL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 April 2022
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
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