Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Caramie from Pelt, company number BE0784946764, closed financial year 2025 with a result of € 5,629 after tax. For that financial year Caramie recorded a gross margin of € 87,125 and equity of € 217,563. Compared with financial year 2024, the result moved from € 11,520 to € 5,629. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 217,563
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,629
▼ 51% vs 2024
Profit after tax over the fiscal year.
€ 7,669
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -42,437.
People and assets in 2025
€ 49,397
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 429,078
▼ 12% vs 2024
€ 60,733 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 11,226
▲ € 9,725 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 113,413 | € 97,989 | € 87,125 | ▼ 11% |
| Profit after taxes | € -59,587 | € 11,520 | € 5,629 | ▼ 51% |
| Equity | € 200,413 | € 211,933 | € 217,563 | ▲ 3% |
| Total debts | € 558,750 | € 667,365 | € 615,653 | ▼ 8% |
| Cash | € 55,130 | € 26,082 | € 7,669 | ▼ 71% |
| Land & buildings | € 594,136 | € 568,819 | € 548,312 | ▼ 4% |
| Retained profit | € -59,587 | € -48,067 | € -42,437 | ▲ € 5,629 |
| Bank debt | € 547,719 | € 488,864 | € 429,078 | ▼ 12% |
| Balance sheet total | € 759,164 | € 879,298 | € 833,216 | ▼ 5% |
Key figures of Caramie, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Caramie?
What happened at Caramie in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,629 (▼ 51% vs 2024). Source: NBB ↗
- Ghira Real Estate became a director. NBB
- New establishment in Pelt. KBO
- Start of the company according to the CBE. KBO
In short
From € 59,587 loss in 2023 to € 5,629 profit in 2025.
Best year ever: 2024, with € 11,520 profit.
Management
Behind Caramie is Ghira Real Estate.
Directors
According to the 2025 annual accounts
Director · represented by Wahdat Farhad
since 2025
Establishments
Establishment units
Physical locations of this company
Lijsterdreef 5
3910 Pelt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Suntoday
€ -127,322 gross margin · 2025
LASCO ESTATE
€ -3,743 gross margin · 2025
Aurora Real Estate
€ -4,831 gross margin · 2025
Switch Management
€ 111,280 gross margin · 2025
Zamani Investment
€ 64,107 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0784.946.764
- VAT number
- BE 0784.946.764
- Registered office
- Lijsterdreef 5, 3910 Pelt
- Names & denominations
- Caramie
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 April 2022
- Peppol
- Active · Active since 21 Oct 2026