Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A&Y RENOVATION from Brussel, company number BE0782802866, closed financial year 2025 with a result of € 10,017 after tax. For that financial year A&Y RENOVATION recorded a gross margin of € 27,417 and equity of € -67,850. Compared with financial year 2024, the result moved from € -124,621 to € 10,017. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 19, 2026.
€ -67,850
▲ € 10,017 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,017
▲ still € 124,621 loss in 2024
Profit after tax over the fiscal year.
€ 781
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -97,850.
Debts at end 2025
€ 112,871
▼ 10% vs 2024
€ 21,412 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 24,464
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 53,330 | € -89,649 | € 27,417 | ▲ € 117,066 |
| Profit after taxes | € 16,754 | € -124,621 | € 10,017 | ▲ € 134,638 |
| Equity | € 46,754 | € -77,868 | € -67,850 | ▲ € 10,017 |
| Total debts | € 161,478 | € 238,493 | € 231,955 | ▼ 3% |
| Cash | € 4,405 | € 2,402 | € 781 | ▼ 67% |
| Land & buildings | € 155,222 | € 150,371 | € 145,521 | ▼ 3% |
| Retained profit | € 16,754 | € -107,868 | € -97,850 | ▲ € 10,017 |
| Bank debt | € 135,082 | € 126,094 | € 112,871 | ▼ 10% |
| Balance sheet total | € 208,231 | € 160,626 | € 164,105 | ▲ 2% |
Key figures of A&Y RENOVATION, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to A&Y RENOVATION?
What happened at A&Y RENOVATION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,017. Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 16,754 profit in 2023 to € 10,017 profit in 2025.
Best year ever: 2023, with € 16,754 profit.
A new publication or filing at A&Y RENOVATION? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Kunstenaarsstraat 48
1020 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0782.802.866
- VAT number
- BE 0782.802.866
- Registered office
- Kunstenaarsstraat 48, 1020 Brussel
- Names & denominations
- A&Y RENOVATION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 March 2022
- Peppol
- Active · Active since 1 Dec 2025
- Contact
- [email protected] +32 483 075 111
- Activities · NACE
Handel in eigen onroerend goed
Algemene bouw van residentiële gebouwen
Overige gespecialiseerde bouwwerkzaamheden
Overige gespecialiseerde bouwactiviteiten, neg