Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
PayBIX from Kapelle-op-den-Bos, company number BE0782511866, closed financial year 2025 with a result of € -848,384 after tax. For that financial year PayBIX recorded a gross margin of € -173,155 and equity of € 257,229. Compared with financial year 2024, the result moved from € -956,345 to € -848,384. The company made a loss. The buffer shrank hard: equity is 77 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 257,229
▼ 77% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -848,384
▲ 11 % less loss than in 2024
Profit after tax over the fiscal year.
€ 169,013
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.8 million.
People and assets in 2025
6.3
▲ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 461,335
▲ 37% vs 2024
€ 73,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 500,000
Loans from banks and other lenders, long and short.
€ 5,890
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 49,257
▼ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -971,185 | € -559,927 | € -173,155 | ▲ € 386,772 |
| Profit after taxes | € -962,847 | € -956,345 | € -848,384 | ▲ € 107,961 |
| Equity | € 2,061,958 | € 1,105,613 | € 257,229 | ▼ 77% |
| Total debts | € 97,118 | € 127,453 | € 642,462 | ▲ € 515,008 |
| Cash | € 1,632,767 | € 511,689 | € 169,013 | ▼ 67% |
| Retained profit | € -962,847 | € -1,919,192 | € -2,767,576 | ▼ € 848,384 |
| Bank debt | € 0 | € 0 | € 500,000 | |
| Balance sheet total | € 2,159,076 | € 1,233,066 | € 899,691 | ▼ 27% |
| Employees (FTE) | 2 | 5.2 | 6.3 | ▲ 1.1 |
Key figures of PayBIX, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PayBIX?
What happened at PayBIX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 848,384. Source: NBB ↗
- New establishment in Kapelle-op-den-Bos. KBO
- Start of the company according to the CBE. KBO
In short
From € 962,847 loss in 2023 to € 848,384 loss in 2025.
Paid € 1,852 in corporate taxes since 2023.
Management
Behind PayBIX are HR Transform and Optimize for Performance BV, GCO BV, B-Improved CommV, Flywheel Dynamics BV and Third Party Insight CommV.
Directors
According to the 2025 annual accounts
HR Transform and Optimize for Performance BV
Director · represented by Rudi De Roeck
Director · represented by Guy Colman
Director · represented by Bart Slaets
Director · represented by Hans Joris
Director · represented by Kris Vinckier
Establishments
Establishment units
Physical locations of this company
Oxdonkstraat 166 B
1880 Kapelle-op-den-Bos
Oxdonkstraat 166B box B
1880 Kapelle-op-den-Bos
Active since 23 February 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARESPECTRUM Cloudflare, Inc., US
Domain
Domain
paybix.eu
Registrar
Realtime Register B.V.
Website info
Features
Security
Details
- Company number
- 0782.511.866
- VAT number
- BE 0782.511.866
- Registered office
- Oxdonkstraat 166 B, 1880 Kapelle-op-den-Bos
- Names & denominations
- PayBIX
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 February 2022
- Peppol
- Active · Active since 8 Sept 2025
- Contact
- paybix.eu [email protected]
- Activities · NACE
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