Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BCD IMMO from Beauraing, company number BE0781794264, closed financial year 2025 with a result of € -5,621 after tax. For that financial year BCD IMMO recorded a gross margin of € 147,239 and equity of € 9,465. Compared with financial year 2024, the result moved from € 15,738 to € -5,621. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 12, 2026.
€ 9,465
▼ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,621
▼ still € 15,738 profit in 2024
Profit after tax over the fiscal year.
€ 13,467
▼ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -30,535.
Debts at end 2025
€ 967,165
▲ € 756,314 vs 2024
€ 50,138 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 217
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 30,550 | € 32,680 | € 147,239 | ▲ € 114,559 |
| Profit after taxes | € -40,652 | € 15,738 | € -5,621 | ▼ € 21,359 |
| Equity | € -652 | € 15,086 | € 9,465 | ▼ 37% |
| Total debts | € 292,005 | € 277,720 | € 1,303,102 | ▲ € 1 million |
| Cash | € 2,279 | € 14,378 | € 13,467 | ▼ 6% |
| Land & buildings | € 289,073 | € 278,428 | € 1,105,099 | ▲ 297% |
| Retained profit | € -40,652 | € -24,914 | € -30,535 | ▼ € 5,621 |
| Bank debt | € 225,776 | € 210,850 | € 967,165 | ▲ € 756,314 |
| Balance sheet total | € 291,353 | € 292,806 | € 1,312,566 | ▲ € 1 million |
Key figures of BCD IMMO, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BCD IMMO?
What happened at BCD IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,621 (▼ € 21,359 vs 2024). filed late Source: NBB ↗
- BORJA DA SILVA GONCALVES became a director. NBB
- New establishment in Beauraing. KBO
- CHARLOTTE PYPOPS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 40,652 loss in 2023 to € 5,621 loss in 2025.
Best year ever: 2024, with € 15,738 profit.
Management
Behind BCD IMMO are CHARLOTTE PYPOPS and BORJA DA SILVA GONCALVES .
Directors
According to the 2025 annual accounts
CHARLOTTE PYPOPS
Director
since 2022
BORJA DA SILVA GONCALVES
Director
since 2025
Establishments
Establishment units
Physical locations of this company
rue de Vencimont,Jv 1
5570 Beauraing
Rue de Bouillon 78
5570 Beauraing
Active since 9 February 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0781.794.264
- VAT number
- BE 0781.794.264
- Registered office
- rue de Vencimont,Jv 1, 5570 Beauraing
- Names & denominations
- BCD IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 2022
- Peppol
- Not registered
- Contact
- [email protected] +32478685877