What does PACT 14 do?

PACT 14 is registered with the CBE as active in: Activiteiten van holdings. Private Limited, started on 25 January 2022, 1 establishment.

What is the address of PACT 14?

The registered office of PACT 14 is located at Rederskaai 61 box 301, 8380 Brugge.

Is PACT 14 still active?

Yes. According to the CBE (29 October 2026) PACT 14 is active, legal situation “Normale toestand”, started on 25 January 2022.

Is PACT 14 registered on Peppol?

Yes, PACT 14 is registered on the Peppol network with ID 0208:0780850097.

What is the enterprise number of PACT 14?

The enterprise number of PACT 14 is BE0780850097.

When was PACT 14 founded?

PACT 14 was founded on 25 January 2022.

Who are the directors of PACT 14?

According to the 2025 annual accounts, the directors of PACT 14 are: Johan VAN OVERWALLE, Robert HOORNAERT.

Is PACT 14 a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 25 January 2022; 3 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did PACT 14 make in 2025?

PACT 14 posted a profit after taxes of € 1,687,402 in financial year 2025.

What is the revenue of PACT 14?

As a small company, PACT 14 is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 235,116.

PACT 14 (Private Limited) - Brugge - BE0780850097

Dossier PACT 14, printed on 29 October 2026 from databakkes.be/en/0780850097/pact-14. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

40 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

PACT 14 from Brugge, company number BE0780850097, closed financial year 2025 with a result of € 1.7 million after tax. For that financial year PACT 14 recorded a gross margin of € 235,116 and equity of € 9.6 million. Compared with financial year 2024, the result moved from € 1.7 million to € 1.7 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 16, 2026.

What it is worth Growing

€ 9.6 million

▲ 21% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 1.7 million

▼ 2% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 276,173

▲ 14% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 5.2 million.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 3.9 million

▼ 33% vs 2024

€ 201,026 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 5,070

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 99,594

▼ 57% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 495,826 Gross margin 2023: € 495,826 First fiscal year in the series	€ 236,270 Gross margin 2024: € 236,270 ▼ 52% vs 2023 (€ 495,826) Unfavourable step	€ 235,116 Gross margin 2025: € 235,116 Unchanged (€ 236,270) Unfavourable step
Profit after taxes	€ 1,792,253 Profit after taxes 2023: € 1,792,253 First fiscal year in the series	€ 1,715,925 Profit after taxes 2024: € 1,715,925 ▼ 4% vs 2023 (€ 1,792,253) Unfavourable step	€ 1,687,402 Profit after taxes 2025: € 1,687,402 ▼ 2% vs 2024 (€ 1,715,925) Unfavourable step	▼ 2%
Equity	€ 6,192,253 Equity 2023: € 6,192,253 First fiscal year in the series	€ 7,908,178 Equity 2024: € 7,908,178 ▲ 28% vs 2023 (€ 6,192,253) Favourable step	€ 9,595,579 Equity 2025: € 9,595,579 ▲ 21% vs 2024 (€ 7,908,178) Favourable step	▲ 21%
Total debts	€ 7,713,811 Total debts 2023: € 7,713,811 First fiscal year in the series	€ 6,033,781 Total debts 2024: € 6,033,781 ▼ 22% vs 2023 (€ 7,713,811) Favourable step	€ 3,983,670 Total debts 2025: € 3,983,670 ▼ 34% vs 2024 (€ 6,033,781) Favourable step	▼ 34%
Cash	€ 600,719 Cash 2023: € 600,719 First fiscal year in the series	€ 241,959 Cash 2024: € 241,959 ▼ 60% vs 2023 (€ 600,719) Unfavourable step	€ 276,173 Cash 2025: € 276,173 ▲ 14% vs 2024 (€ 241,959) Favourable step	▲ 14%
Retained profit	€ 1,792,253 Retained profit 2023: € 1,792,253 First fiscal year in the series	€ 3,508,178 Retained profit 2024: € 3,508,178 ▲ 96% vs 2023 (€ 1,792,253) Favourable step	€ 5,195,579 Retained profit 2025: € 5,195,579 ▲ 48% vs 2024 (€ 3,508,178) Favourable step	▲ 48%
Bank debt	€ 7,467,118 Bank debt 2023: € 7,467,118 First fiscal year in the series	€ 5,803,472 Bank debt 2024: € 5,803,472 ▼ 22% vs 2023 (€ 7,467,118) Favourable step	€ 3,879,006 Bank debt 2025: € 3,879,006 ▼ 33% vs 2024 (€ 5,803,472) Favourable step	▼ 33%
Balance sheet total	€ 13,906,064 Balance sheet total 2023: € 13,906,064 First fiscal year in the series	€ 13,941,959 Balance sheet total 2024: € 13,941,959 Unchanged (€ 13,906,064) Unchanged	€ 13,579,250 Balance sheet total 2025: € 13,579,250 ▼ 3% vs 2024 (€ 13,941,959) Unchanged	▼ 3%

Key figures of PACT 14, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to PACT 14?

What happened at PACT 14 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 16, 2026 New annual accounts for financial year 2025: profit of € 1.7 million (▼ 2% vs 2024). filed late Source: NBB ↗
Jan 25, 2022 New establishment in Brugge. KBO
Jan 25, 2022 Start of the company according to the CBE. KBO

In short

From € 1.8 million profit in 2023 to € 1.7 million profit in 2025.

Paid € 661,585 in corporate taxes since 2023.

Best year ever: 2023, with € 1.8 million profit.

Original PDFs at the National Bank ↗

Management

Johan VAN OVERWALLE

Robert HOORNAERT

PACT 14

ARTES GROUP 14%

Behind PACT 14 are Johan VAN OVERWALLE and Robert HOORNAERT. It owns 14% of ARTES GROUP itself.

Directors

According to the 2025 annual accounts

Johan VAN OVERWALLE

Director

Robert HOORNAERT

Director

Also active at: AELTERMAN, Artes Roegiers, ARTES GROUP, BEDRIJVENCENTRUM REGIO BRUGGE, Artes Uptech, GROUP Depré, Artes TWT, CAAAP +12 more

Establishments

Establishment units

Physical locations of this company

Registered office

Rederskaai 61 box 301

8380 Brugge

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 40 companies are registered at this address.

All companies at this address →

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0780.850.097

VAT number

BE 0780.850.097

Registered office

Rederskaai 61 bus 301, 8380 Brugge

Names & denominations

PACT 14

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

25 January 2022

Peppol

Active · Active since 8 Dec 2025

Activities · NACE

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

PACT 14

Warning lights

Financials

What happened to PACT 14?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions