Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B.A.N. from Tremelo, company number BE0780593741, closed financial year 2025 with a result of € -23,224 after tax. For that financial year B.A.N. recorded a gross margin of € 11,333 and equity of € 84,580. Compared with financial year 2024, the result moved from € 14,006 to € -23,224. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 84,580
▼ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,224
▼ still € 14,006 profit in 2024
Profit after tax over the fiscal year.
€ 6,482
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 74,580.
People and assets in 2025
€ 34,646
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 224,808
▲ € 172,983 vs 2024
€ 13,497 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 37,944
▲ € 31,172 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,872 | € 78,935 | € 49,399 | € 11,333 | ▼ 77% |
| Profit after taxes | € 32,498 | € 51,300 | € 14,006 | € -23,224 | ▼ € 37,230 |
| Equity | € 42,498 | € 93,797 | € 107,803 | € 84,580 | ▼ 22% |
| Total debts | € 109,906 | € 146,771 | € 150,194 | € 404,200 | ▲ 169% |
| Cash | € 39,174 | € 43,869 | € 37,329 | € 6,482 | ▼ 83% |
| Land & buildings | € 27,217 | € 46,235 | € 46,235 | € 100,861 | ▲ 118% |
| Retained profit | € 32,498 | € 83,797 | € 97,803 | € 74,580 | ▼ 24% |
| Bank debt | € 0 | € 44,189 | € 51,825 | € 224,808 | ▲ € 172,983 |
| Balance sheet total | € 152,404 | € 240,569 | € 257,997 | € 488,779 | ▲ 89% |
Key figures of B.A.N., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B.A.N.?
What happened at B.A.N. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 23,224 (▼ € 37,230 vs 2024). Source: NBB ↗
- New establishment in Tremelo. KBO
- Start of the company according to the CBE. KBO
- Bert Vanermen became a director. NBB
In short
From € 32,498 profit in 2022 to € 23,224 loss in 2025.
Paid € 28,921 in corporate taxes since 2022.
Best year ever: 2023, with € 51,300 profit.
Management
Behind B.A.N. is Bert Vanermen. Bert Vanermen is also behind DAKS and Dokter Bert Vanermen, orthopedie.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Nobelstraat 5
3128 Tremelo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0780.593.741
- VAT number
- BE 0780.593.741
- Registered office
- Nobelstraat 5, 3128 Tremelo
- Names & denominations
- B.A.N.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 January 2022
- Peppol
- Active · Active since 24 Nov 2023
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