Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Immo Ternell from Aubel, company number BE0780492286, closed financial year 2025 with a result of € -609 after tax. For that financial year Immo Ternell recorded a gross margin of € 96 and equity of € -6,303. Compared with financial year 2024, the result moved from € -3,483 to € -609. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ -6,303
▼ € 609 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -609
▲ 83 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9,971
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -21,303.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,517 | € -8,024 | € -763 | € 96 | ▲ € 859 |
| Profit after taxes | € -6,766 | € -10,444 | € -3,483 | € -609 | ▲ € 2,875 |
| Equity | € 8,234 | € -2,211 | € -5,694 | € -6,303 | ▼ € 609 |
| Total debts | € 86,484 | € 108,676 | € 16,604 | € 16,509 | ▼ 1% |
| Cash | € 9,611 | € 74,296 | € 10,467 | € 9,971 | ▼ 5% |
| Retained profit | € -6,766 | € -17,211 | € -20,694 | € -21,303 | ▼ € 609 |
| Balance sheet total | € 94,718 | € 106,465 | € 10,910 | € 10,206 | ▼ 6% |
Key figures of Immo Ternell, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immo Ternell?
What happened at Immo Ternell in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 609. Source: NBB ↗
- New establishment in Aubel. KBO
- S2CM S.R.L. became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,766 loss in 2022 to € 609 loss in 2025.
Management
The stake of S2CM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Immo TernellBehind Immo Ternell is S2CM S.R.L.. The shares are held by S2CM (100%).
Directors
According to the 2025 annual accounts
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Tisman 40
4880 Aubel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0780.492.286
- VAT number
- BE 0780.492.286
- Registered office
- Rue Tisman 40, 4880 Aubel
- Names & denominations
- Immo Ternell
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 2022
- Peppol
- Not registered