Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2025.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Vélolo from Brugge, company number BE0779948195, closed financial year 2025 with a result of € -313,569 after tax. For that financial year Vélolo recorded a gross margin of € 111,725 and equity of € -122,818. Compared with financial year 2023, the result moved from € -109,250 to € -313,569. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ -122,818
▼ € 163,569 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -313,569
▼ 187 % more loss than in 2023
Profit after tax over the fiscal year.
€ 127,384
▲ € 100,808 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -422,818.
People and assets in 2025
2.2
▲ 1.4 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 306,943
▲ 198% vs 2023
€ 139,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 48,001
▲ 217% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 982,636
▲ 84% vs 2023
€ 48,787 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 232,851
▲ 45% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 74,947
▲ 163% vs 2023
Taxes, VAT and social contributions still to pay.
| 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|
| Gross margin | € 48,772 | € 111,725 | ▲ 129% |
| Profit after taxes | € -109,250 | € -313,569 | ▼ € 204,319 |
| Equity | € 40,750 | € -122,818 | ▼ € 163,569 |
| Total debts | € 1,025,986 | € 1,298,236 | ▲ 27% |
| Cash | € 26,577 | € 127,384 | ▲ € 100,808 |
| Land & buildings | € 146,826 | € 0 | ▼ 100% |
| Retained profit | € -109,250 | € -422,818 | ▼ € 313,569 |
| Bank debt | € 534,713 | € 982,636 | ▲ 84% |
| Balance sheet total | € 1,066,736 | € 1,175,418 | ▲ 10% |
| Employees (FTE) | 0.8 | 2.2 | ▲ 1.4 |
Key figures of Vélolo, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Vélolo?
What happened at Vélolo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 313,569. Source: NBB ↗
- New establishment in Brugge. KBO
- SEGAERT JAN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 109,250 loss in 2023 to € 313,569 loss in 2025.
On average € 50,800 of value added per employee in 2025.
Management
The stake of SEGAERT JAN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VéloloBehind Vélolo is SEGAERT JAN. The shares are held by SEGAERT JAN (50%).
Directors
According to the 2025 annual accounts
Director · represented by Jan Segaert
since 2022
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Peterseliestraat 102
8000 Brugge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0779.948.195
- VAT number
- BE 0779.948.195
- Registered office
- Peterseliestraat 102, 8000 Brugge
- Names & denominations
- Vélolo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2022
- Peppol
- Active · Active since 7 Jul 2025
- Contact
- velolo.be
- Activities · NACE
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