Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHOCOLATERIE SWEERTVAEGHER from Kortrijk, company number BE0779578904, closed financial year 2025 with a result of € -43,356 after tax. For that financial year CHOCOLATERIE SWEERTVAEGHER recorded a gross margin of € 155,945 and equity of € -104,387. Compared with financial year 2024, the result moved from € -44,431 to € -43,356. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -104,387
▼ € 43,356 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -43,356
▲ 2 % less loss than in 2024
Profit after tax over the fiscal year.
€ 189,249
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -112,889.
People and assets in 2025
€ 154,406
▼ 8% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 31,253
▼ 8% vs 2024
Of which on lease € 23,944.
Debts at end 2025
€ 215,257
▼ 6% vs 2024
€ 15,126 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 69,940
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,542
▲ € 46,863 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 231,415 | € 200,194 | € 165,830 | € 155,945 | ▼ 6% |
| Profit after taxes | € -70,814 | € -19,477 | € -44,431 | € -43,356 | ▲ € 1,075 |
| Equity | € 2,877 | € -16,600 | € -61,031 | € -104,387 | ▼ € 43,356 |
| Total debts | € 535,463 | € 555,978 | € 803,142 | € 729,270 | ▼ 9% |
| Cash | € 48,298 | € 48,201 | € 276,235 | € 189,249 | ▼ 31% |
| Land & buildings | € 373,296 | € 357,463 | € 341,631 | € 325,798 | ▼ 5% |
| Retained profit | € -5,625 | € -25,102 | € -69,533 | € -112,889 | ▼ € 43,356 |
| Bank debt | € 257,760 | € 244,056 | € 229,893 | € 215,257 | ▼ 6% |
| Balance sheet total | € 538,340 | € 539,378 | € 742,111 | € 624,883 | ▼ 16% |
| Employees (FTE) | 3.7 | 5.1 | - | - |
Key figures of CHOCOLATERIE SWEERTVAEGHER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CHOCOLATERIE SWEERTVAEGHER?
What happened at CHOCOLATERIE SWEERTVAEGHER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 43,356. Source: NBB ↗
- New establishment in Spiere-Helkijn. KBO
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
- Valerie Verougstraete became a director. NBB
- Frederick Gustaaf Debacker became a director. NBB
In short
From € 70,814 loss in 2022 to € 43,356 loss in 2025.
Paid € 789 in corporate taxes since 2022.
On average € 39,300 of value added per employee in 2023.
A new publication or filing at CHOCOLATERIE SWEERTVAEGHER? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHOCOLATERIE SWEERTVAEGHER are Valerie Verougstraete and Frederick Gustaaf Debacker.
Directors
According to the 2025 annual accounts
Valerie Verougstraete
Director
since 2021
Frederick Gustaaf Debacker
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Korte Steenstraat(Kor) 2
8500 Kortrijk
Stationsstraat 6
8587 Spiere-Helkijn
Active since 3 January 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0779.578.904
- VAT number
- BE 0779.578.904
- Registered office
- Korte Steenstraat(Kor) 2, 8500 Kortrijk
- Names & denominations
- CHOCOLATERIE SWEERTVAEGHER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 2022
- Peppol
- Active · Active since 24 Dec 2025
- Contact
- v-chocolatier.be [email protected]
- Activities · NACE
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