Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CFJML from Liège, company number BE0778797855, closed financial year 2025 with a result of € -4,846 after tax. For that financial year CFJML recorded a gross margin of € 132,878 and equity of € 107,884. Compared with financial year 2023, the result moved from € 80,794 to € -4,846. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 107,884
▼ 4% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,846
▼ still € 80,794 profit in 2023
Profit after tax over the fiscal year.
€ 42,568
▲ 9% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 87,884.
People and assets in 2025
2.8
Average over the fiscal year, from the social balance sheet.
€ 107,132
▲ 64% vs 2023
€ 38,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 120,088
▲ 110% vs 2023
€ 38,737 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 191,525
▲ € 172,268 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 46,919
▼ 17% vs 2023
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 59,235 | € 210,105 | € 132,878 | ▼ 37% |
| Profit after taxes | € 11,814 | € 80,794 | € -4,846 | ▼ € 85,640 |
| Equity | € 31,814 | € 112,609 | € 107,884 | ▼ 4% |
| Total debts | € 116,899 | € 133,171 | € 363,807 | ▲ 173% |
| Cash | € 37,081 | € 39,112 | € 42,568 | ▲ 9% |
| Land & buildings | € 9,282 | € 7,754 | € 87,921 | ▲ € 80,167 |
| Retained profit | € 11,814 | € 92,609 | € 87,884 | ▼ 5% |
| Bank debt | € 73,478 | € 57,081 | € 120,088 | ▲ 110% |
| Balance sheet total | € 148,713 | € 245,780 | € 471,691 | ▲ 92% |
| Employees (FTE) | - | - | 2.8 |
Key figures of CFJML, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CFJML?
What happened at CFJML in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,846 (▼ € 85,640 vs 2023). Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,814 profit in 2022 to € 4,846 loss in 2025.
Paid € 44,867 in corporate taxes since 2022.
Best year ever: 2023, with € 80,794 profit.
On average € 47,500 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Rue des Mineurs 12
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0778.797.855
- VAT number
- BE 0778.797.855
- Registered office
- Rue des Mineurs 12, 4000 Liège
- Names & denominations
- CFJML
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 2021
- Peppol
- Active · Active since 3 Jan 2026
- Activities · NACE
Detailhandel in uurwerken en sieraden
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