Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AMBF from Saint-Nicolas, company number BE0777963556, closed financial year 2025 with a result of € -30,458 after tax. For that financial year AMBF recorded a gross margin of € -21,549 and equity of € -29,909. Compared with financial year 2024, the result moved from € -11,331 to € -30,458. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2026.
€ -29,909
▼ € 30,458 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -30,458
▼ 169 % more loss than in 2024
Profit after tax over the fiscal year.
€ 365
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -39,909.
People and assets in 2025
€ 1,725
▼ 67% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 706
▼ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 9,757
Loans from banks and other lenders, long and short.
€ 6,083
▼ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,682
▲ 82% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,385 | € 2,630 | € -1,229 | € -21,549 | ▼ € 20,320 |
| Profit after taxes | € 1,018 | € 862 | € -11,331 | € -30,458 | ▼ € 19,127 |
| Equity | € 11,018 | € 11,880 | € 549 | € -29,909 | ▼ € 30,458 |
| Total debts | € 8,258 | € 5,957 | € 136,398 | € 113,806 | ▼ 17% |
| Cash | € 987 | € 147 | € 20,217 | € 365 | ▼ 98% |
| Retained profit | € 1,018 | € 1,880 | € -9,451 | € -39,909 | ▼ € 30,458 |
| Bank debt | € 0 | € 0 | € 0 | € 9,757 | |
| Balance sheet total | € 19,275 | € 17,837 | € 136,947 | € 83,897 | ▼ 39% |
Key figures of AMBF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AMBF?
What happened at AMBF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 30,458. filed late Source: NBB ↗
- New establishment in Waremme. KBO
- FLORIE BRUHL became a director. NBB
- MANUEL AMED became a director. NBB
- NATHAN MULYK became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,018 profit in 2022 to € 30,458 loss in 2025.
Paid € 495 in corporate taxes since 2022.
Best year ever: 2022, with € 1,018 profit.
Management
The stake of POSSESSIONEM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AMBFBehind AMBF are FLORIE BRUHL, MANUEL AMED, NATHAN MULYK and ISABEL CANDELAS FERNANDEZ. The shares are held by POSSESSIONEM (25%).
Directors
According to the 2025 annual accounts
FLORIE BRUHL
Director
since 2021
since 2021
since 2021
ISABEL CANDELAS FERNANDEZ
Director
Shareholders
25%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de l'Industrie 40
4420 Saint-Nicolas
Chaussée Romaine (War) 192 box A
4300 Waremme
Active since 6 November 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0777.963.556
- VAT number
- BE 0777.963.556
- Registered office
- Rue de l'Industrie 40, 4420 Saint-Nicolas
- Names & denominations
- AMBF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 2021
- Peppol
- Active · Active since 13 Feb 2026
- Activities · NACE
Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in overig textiel
Markt- en straathandel in textiel, kleding en schoeisel