Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STC5 from Zemst, company number BE0777662856, closed financial year 2025 with a result of € 254 after tax. For that financial year STC5 recorded a gross margin of € 175,078 and equity of € -12,958. Compared with financial year 2024, the result moved from € -18,269 to € 254. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ -12,958
▲ € 254 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 254
▲ still € 18,269 loss in 2024
Profit after tax over the fiscal year.
€ 4,074
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -17,958.
People and assets in 2025
€ 159,553
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,124
▼ 7% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 48,060
▼ 21% vs 2024
€ 16,560 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 16,574
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,642
▲ 10% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,121 | € 138,764 | € 154,825 | € 175,078 | ▲ 13% |
| Profit after taxes | € -7,872 | € 7,929 | € -18,269 | € 254 | ▲ € 18,523 |
| Equity | € -2,872 | € 5,057 | € -13,212 | € -12,958 | ▲ € 254 |
| Total debts | € 120,796 | € 114,494 | € 111,156 | € 101,493 | ▼ 9% |
| Cash | € 15,849 | € 21,909 | € 8,634 | € 4,074 | ▼ 53% |
| Retained profit | € -7,872 | € 57 | € -18,212 | € -17,958 | ▲ € 254 |
| Bank debt | € 76,631 | € 66,534 | € 60,797 | € 48,060 | ▼ 21% |
| Balance sheet total | € 117,924 | € 119,550 | € 97,943 | € 88,535 | ▼ 10% |
Key figures of STC5, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STC5?
What happened at STC5 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 254. Source: NBB ↗
- New establishment in Putte. KBO
- SEB Holding became a director. NBB
- SMTP became a director. NBB
- DACA Invest became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,872 loss in 2022 to € 254 profit in 2025.
Best year ever: 2023, with € 7,929 profit.
A new publication or filing at STC5? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SEB Holding, ESB-GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
STC5Behind STC5 are SEB Holding, SMTP and DACA Invest. The shares are held by SEB Holding (100%) and ESB-GROUP.
Directors
According to the 2025 annual accounts
Director · represented by Guy SMITS
Also active at: BOXTOBOX HAIRDRESSING, ESB-GROUP, Academy 314, SEB Holding, S2, S1, S4, S3 +1 more
since 2021
Director · represented by Dannuy SCHROEVEN
Also active at: BOXTOBOX HAIRDRESSING, EXCLUSIVE, ESB-GROUP, Academy 314, SEB Holding, S2, S1, S4 +2 more
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Zemstsesteenweg 1
1981 Zemst
Alice Nahonstraat 5
2580 Putte
Active since 24 November 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →BOXTOBOX HAIRDRESSING same network
€ 205,004 gross margin · 2025
ESB-GROUP same network
€ 651,990 gross margin · 2025
GWHB same network
€ 186,266 gross margin · 2025
Academy 314 same network
€ 29,742 gross margin · 2025
SEB Holding same network
€ 22,561 gross margin · 2025
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0777.662.856
- VAT number
- BE 0777.662.856
- Registered office
- Zemstsesteenweg 1, 1981 Zemst
- Names & denominations
- STC5
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 November 2021
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Kappers- en barbiersactiviteiten
Haarverzorging
Schoonheidsverzorging en andere schoonheidsbehandelingen
Detailhandel in cosmetica en toiletartikelen
Groothandel in parfumerieën en cosmetica
Schoonheidsverzorging