Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
PRODEFIN from Waterloo, company number BE0777575358, closed financial year 2026 with a result of € 11,263 after tax. For that financial year PRODEFIN recorded a gross margin of € 11,886 and equity of € 431,403. Compared with financial year 2025, the result moved from € -11,665 to € 11,263. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.
€ 431,403
▲ 3% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,263
▲ still € 11,665 loss in 2025
Profit after tax over the fiscal year.
€ 11,049
▲ 19% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € -68,597.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 6,105
▲ 66% vs 2025
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 40,834 | € 16,856 | € 14,513 | € 11,886 | ▼ 18% |
| Profit after taxes | € -35,020 | € -33,175 | € -11,665 | € 11,263 | ▲ € 22,928 |
| Equity | € 239,980 | € 331,805 | € 420,140 | € 431,403 | ▲ 3% |
| Total debts | € 133,049 | € 120,000 | € 90,675 | € 45,105 | ▼ 50% |
| Cash | € 20,449 | € 23,095 | € 9,257 | € 11,049 | ▲ 19% |
| Retained profit | € -35,020 | € -68,195 | € -79,860 | € -68,597 | ▲ € 11,263 |
| Balance sheet total | € 373,028 | € 451,805 | € 510,815 | € 476,508 | ▼ 7% |
Key figures of PRODEFIN, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to PRODEFIN?
What happened at PRODEFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 11,263. Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,020 loss in 2023 to € 11,263 profit in 2026.
Best year ever: 2026, with € 11,263 profit.
Management
The stake of Luc Tonneau, HNK2, Stéphane TONNEAU comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PRODEFINBehind PRODEFIN are DOMINIQUE DEJEAN SNC, LUC TONNEAU SRL, STEPHANE TONNEAU SRL and WINSQUARED SRL. The shares are held by Luc Tonneau (27%), HNK2 (20%) and Stéphane TONNEAU (13.4%).
Directors
According to the 2026 annual accounts
Director · represented by Dominique DEJEAN
Also active at: ALTRO FINANCIAL SOLUTIONS, Elitis Property Management, COPAWIN, Wilink Real Estate, BELINDA HOLDINGS, ALTRO FINANCE & INSURANCE BELGIUM
Director · represented by Luc TONNEAU
Also active at: Elitis Real Estate, Real Estate Investment Opportunities Fund, RIO FINANCE, SEQUOIA IMMO, ABAK IMMO, DEVLOP Bomel Land, RiOak 1, RiOak 2 +7 more
Director · represented by Stéphane Tonneau
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Léopold III 14
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0777.575.358
- VAT number
- BE 0777.575.358
- Registered office
- Avenue Léopold III 14, 1410 Waterloo
- Names & denominations
- PRODEFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 November 2021
- Peppol
- Active · Active since 3 Jun 2025
- Contact
- [email protected]
- Activities · NACE
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