What does B&G WAR-ASSUR do?

B&G WAR-ASSUR is an insurance broker in Wingene. Private Limited, started on 5 October 2021, 1 establishment.

What is the address of B&G WAR-ASSUR?

The registered office of B&G WAR-ASSUR is located at Marktplein 17, 8750 Wingene.

Is B&G WAR-ASSUR still active?

Yes. According to the CBE (31 October 2026) B&G WAR-ASSUR is active, legal situation “Normale toestand”, started on 5 October 2021.

Is B&G WAR-ASSUR registered on Peppol?

Yes, B&G WAR-ASSUR is registered on the Peppol network with ID 0208:0775316941.

What is the enterprise number of B&G WAR-ASSUR?

The enterprise number of B&G WAR-ASSUR is BE0775316941.

When was B&G WAR-ASSUR founded?

B&G WAR-ASSUR was founded on 5 October 2021.

Who are the directors of B&G WAR-ASSUR?

According to the 2025 annual accounts, the directors of B&G WAR-ASSUR are: Perquy Assur BV, Barbier & Gryspeert verzekeringsmakelaars BV.

Is B&G WAR-ASSUR a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 5 October 2021; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did B&G WAR-ASSUR make in 2025?

B&G WAR-ASSUR posted a profit after taxes of € 47,321 in financial year 2025.

What is the revenue of B&G WAR-ASSUR?

As a small company, B&G WAR-ASSUR is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 109,727.

B&G WAR-ASSUR (Private Limited) - Wingene - BE0775316941

Dossier B&G WAR-ASSUR, printed on 31 October 2026 from databakkes.be/en/0775316941/b-g-war-assur. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Figures corrected NBB

Corrected annual account filed for 2022.

Financials

Financial year 2025

B&G WAR-ASSUR from Wingene, company number BE0775316941, closed financial year 2025 with a result of € 47,321 after tax. For that financial year B&G WAR-ASSUR recorded a gross margin of € 109,727 and equity of € 179,467. Compared with financial year 2024, the result moved from € 16,396 to € 47,321. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.

What it is worth Growing

€ 179,467

▲ 36% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 47,321

▲ 189% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 15,680

▼ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 174,467.

Debts at end 2025

Bank debt ≈ 9 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.2 million

▼ 9% vs 2024

€ 126,740 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.

Owed to suppliers

€ 22

▼ 83% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 15,438

▼ 21% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 95,629 Gross margin 2022: € 95,629 First fiscal year in the series	€ 58,600 Gross margin 2023: € 58,600 ▼ 39% vs 2022 (€ 95,629) Unfavourable step	€ 41,220 Gross margin 2024: € 41,220 ▼ 30% vs 2023 (€ 58,600) Unfavourable step	€ 109,727 Gross margin 2025: € 109,727 ▲ 166% vs 2024 (€ 41,220) Favourable step	▲ 166%
Profit after taxes	€ 68,791 Profit after taxes 2022: € 68,791 First fiscal year in the series	€ 41,959 Profit after taxes 2023: € 41,959 ▼ 39% vs 2022 (€ 68,791) Unfavourable step	€ 16,396 Profit after taxes 2024: € 16,396 ▼ 61% vs 2023 (€ 41,959) Unfavourable step	€ 47,321 Profit after taxes 2025: € 47,321 ▲ 189% vs 2024 (€ 16,396) Favourable step	▲ 189%
Equity	€ 73,791 Equity 2022: € 73,791 First fiscal year in the series	€ 115,750 Equity 2023: € 115,750 ▲ 57% vs 2022 (€ 73,791) Favourable step	€ 132,146 Equity 2024: € 132,146 ▲ 14% vs 2023 (€ 115,750) Favourable step	€ 179,467 Equity 2025: € 179,467 ▲ 36% vs 2024 (€ 132,146) Favourable step	▲ 36%
Total debts	€ 241,187 Total debts 2022: € 241,187 First fiscal year in the series	€ 239,433 Total debts 2023: € 239,433 ▼ 1% vs 2022 (€ 241,187) Favourable step	€ 1,331,633 Total debts 2024: € 1,331,633 ▲ € 1.1 million vs 2023 (€ 239,433) Unfavourable step	€ 1,204,983 Total debts 2025: € 1,204,983 ▼ 10% vs 2024 (€ 1,331,633) Favourable step	▼ 10%
Cash	€ 77,402 Cash 2022: € 77,402 First fiscal year in the series	€ 154,706 Cash 2023: € 154,706 ▲ 100% vs 2022 (€ 77,402) Favourable step	€ 17,767 Cash 2024: € 17,767 ▼ 89% vs 2023 (€ 154,706) Unfavourable step	€ 15,680 Cash 2025: € 15,680 ▼ 12% vs 2024 (€ 17,767) Unfavourable step	▼ 12%
Retained profit	€ 68,791 Retained profit 2022: € 68,791 First fiscal year in the series	€ 110,750 Retained profit 2023: € 110,750 ▲ 61% vs 2022 (€ 68,791) Favourable step	€ 127,146 Retained profit 2024: € 127,146 ▲ 15% vs 2023 (€ 110,750) Favourable step	€ 174,467 Retained profit 2025: € 174,467 ▲ 37% vs 2024 (€ 127,146) Favourable step	▲ 37%
Bank debt	€ 200,000 Bank debt 2022: € 200,000 First fiscal year in the series	€ 186,939 Bank debt 2023: € 186,939 ▼ 7% vs 2022 (€ 200,000) Favourable step	€ 1,311,994 Bank debt 2024: € 1,311,994 ▲ € 1.1 million vs 2023 (€ 186,939) Unfavourable step	€ 1,189,524 Bank debt 2025: € 1,189,524 ▼ 9% vs 2024 (€ 1,311,994) Favourable step	▼ 9%
Balance sheet total	€ 314,978 Balance sheet total 2022: € 314,978 First fiscal year in the series	€ 355,182 Balance sheet total 2023: € 355,182 ▲ 13% vs 2022 (€ 314,978) Unchanged	€ 1,463,779 Balance sheet total 2024: € 1,463,779 ▲ € 1.1 million vs 2023 (€ 355,182) Unchanged	€ 1,384,451 Balance sheet total 2025: € 1,384,451 ▼ 5% vs 2024 (€ 1,463,779) Unchanged	▼ 5%

Key figures of B&G WAR-ASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to B&G WAR-ASSUR?

What happened at B&G WAR-ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 16, 2026 New annual accounts for financial year 2025: profit of € 47,321 (▲ 189% vs 2024). Source: NBB ↗
Oct 5, 2021 New establishment in Wingene. KBO
Oct 5, 2021 Start of the company according to the CBE. KBO

In short

From € 68,791 profit in 2022 to € 47,321 profit in 2025.

Paid € 58,891 in corporate taxes since 2022.

Best year ever: 2022, with € 68,791 profit.

Original PDFs at the National Bank ↗

Management

PERQUY ASSUR 50%

B&G VERZEKERINGSMAKELAARS 50%

The stake of PERQUY ASSUR, B&G VERZEKERINGSMAKELAARS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

B&G WAR-ASSUR

Callens Verzekeringsgroep 100%

Behind B&G WAR-ASSUR are Perquy Assur BV and Barbier & Gryspeert verzekeringsmakelaars BV. The shares are held by PERQUY ASSUR (50%) and B&G VERZEKERINGSMAKELAARS (50%). It owns 100% of Callens Verzekeringsgroep itself.

Directors

According to the 2025 annual accounts

Perquy Assur BV

Director · represented by Kevin Perquy

Also active at: B&G Pittem, B&G Wingene/Zwevezele

Barbier & Gryspeert verzekeringsmakelaars BV

Director · represented by Philip Gryspeert

Also active at: B&G Pittem, B&G Wingene/Zwevezele

Shareholders

PERQUY ASSUR

50%

B&G VERZEKERINGSMAKELAARS

50%

Participations

Callens Verzekeringsgroep

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Marktplein 17

8750 Wingene

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0775.316.941

VAT number

BE 0775.316.941

Registered office

Marktplein 17, 8750 Wingene

Names & denominations

B&G WAR-ASSUR

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

5 October 2021

Peppol

Active · Active since 31 Oct 2023

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

B&G WAR-ASSUR

Warning lights

Financials

What happened to B&G WAR-ASSUR?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions