Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
MAC FINANCES from Jemeppe-sur-Sambre, company number BE0774876184, closed financial year 2025 with a result of € 109,985 after tax. For that financial year MAC FINANCES recorded a gross margin of € 491,959 and equity of € 7,500. Compared with financial year 2024, the result moved from € 179,786 to € 109,985. The company is profitable. The buffer shrank hard: equity is 96 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ 7,500
▼ 96% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 109,985
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 145,621
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 281,009 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 229,809
▲ 28% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 53,567
▲ € 43,720 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 516,445
▲ 2% vs 2024
€ 62,241 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 7,778
▲ 80% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 102,842
▼ 45% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 383,320 | € 566,950 | - | - | |
| Gross margin | € 216,951 | € 398,280 | € 475,568 | € 491,959 | ▲ 3% |
| Profit after taxes | € 94,960 | € 147,879 | € 179,786 | € 109,985 | ▼ 39% |
| Equity | € 101,660 | € 248,738 | € 178,524 | € 7,500 | ▼ 96% |
| Total debts | € 547,684 | € 658,165 | € 695,961 | € 737,341 | ▲ 6% |
| Cash | € 79,894 | € 259,284 | € 276,623 | € 145,621 | ▼ 47% |
| Land & buildings | € 259,924 | € 328,044 | € 327,964 | € 306,370 | ▼ 7% |
| Retained profit | € 94,160 | € 241,238 | € 171,024 | € 0 | ▼ 100% |
| Dividend | € 800 | € 800 | € 250,000 | € 281,009 | ▲ 12% |
| Bank debt | € 513,840 | € 553,729 | € 504,741 | € 516,445 | ▲ 2% |
| Balance sheet total | € 649,343 | € 906,903 | € 874,485 | € 744,841 | ▼ 15% |
Key figures of MAC FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MAC FINANCES?
What happened at MAC FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 109,985 (▼ 39% vs 2024). Source: NBB ↗
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 94,960 profit in 2022 to € 109,985 profit in 2025.
Paid € 146,254 in corporate taxes since 2022.
Best year ever: 2024, with € 179,786 profit.
Paid out € 532,609 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Jules Doumont 1
5190 Jemeppe-sur-Sambre
Place de l'Orneau 13
5030 Gembloux
Active since 1 October 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0774.876.184
- VAT number
- BE 0774.876.184
- Registered office
- Rue Jules Doumont 1, 5190 Jemeppe-sur-Sambre
- Names & denominations
- MAC FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 October 2021
- Peppol
- Not registered
- Activities · NACE
Agenten en makelaars in bankdiensten