Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GUMABO Estates from Knokke-Heist, company number BE0774843819, closed financial year 2025 with a result of € 103,196 after tax. For that financial year GUMABO Estates recorded a gross margin of € 445,501 and equity of € 105,696. Compared with financial year 2024, the result moved from € 7,430 to € 103,196. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 105,696
▲ € 85,087 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 103,196
▲ € 95,767 vs 2024
Profit after tax over the fiscal year.
€ 58,889
▼ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 18,110 paid out
18 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 5.5 million
▼ 28% vs 2024
€ 493,799 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 144,926
▲ 110% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,398
▲ 22% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 37,345 | € 87,696 | € 165,906 | € 445,501 | ▲ 169% |
| Profit after taxes | € 7,460 | € 3,220 | € 7,430 | € 103,196 | ▲ € 95,767 |
| Equity | € 9,960 | € 13,180 | € 20,610 | € 105,696 | ▲ € 85,087 |
| Total debts | € 4,163,884 | € 6,135,329 | € 7,849,482 | € 5,840,994 | ▼ 26% |
| Cash | € 821,755 | € 81,984 | € 384,041 | € 58,889 | ▼ 85% |
| Land & buildings | - | - | € 1,812,830 | € 0 | ▼ 100% |
| Retained profit | € 7,460 | € 10,680 | € 18,110 | € 103,196 | ▲ € 85,087 |
| Dividend | € 0 | € 0 | € 0 | € 18,110 | |
| Bank debt | € 2,810,000 | € 5,868,000 | € 7,684,265 | € 5,546,861 | ▼ 28% |
| Balance sheet total | € 4,173,844 | € 6,148,509 | € 7,870,091 | € 5,946,690 | ▼ 24% |
Key figures of GUMABO Estates, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GUMABO Estates?
What happened at GUMABO Estates in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 103,196 (▲ € 95,767 vs 2024). Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
- Gumabo became a director. NBB
In short
From € 7,460 profit in 2022 to € 103,196 profit in 2025.
Paid € 52,311 in corporate taxes since 2022.
Best year ever: 2025, with € 103,196 profit.
Paid out € 18,110 in dividends to the owners in total.
Management
Behind GUMABO Estates is Gumabo. Gumabo is also behind BOVEN IMMO INVEST.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Hoge Polder 23
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0774.843.819
- VAT number
- BE 0774.843.819
- Registered office
- Hoge Polder 23, 8300 Knokke-Heist
- Names & denominations
- GUMABO Estates
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 September 2021
- Peppol
- Active · Active since 18 Nov 2025