Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MERCURA IMMO from Nivelles, company number BE0773896781, closed financial year 2025 with a result of € -41,924 after tax. For that financial year MERCURA IMMO recorded a gross margin of € 84,500 and equity of € -19,470. Compared with financial year 2024, the result moved from € -103,143 to € -41,924. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2025.
€ -19,470
▼ € 41,924 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,924
▲ 59 % less loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -269,470.
Debts at end 2025
€ 1.8 million
▼ 8% vs 2024
€ 121,233 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 42,893
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -8,036 | € -2,368 | € 84,500 | ▲ € 86,867 |
| Profit after taxes | € -124,402 | € -103,143 | € -41,924 | ▲ € 61,219 |
| Equity | € 125,598 | € 22,454 | € -19,470 | ▼ € 41,924 |
| Total debts | € 1,426,727 | € 2,231,013 | € 2,344,757 | ▲ 5% |
| Cash | € 111,313 | - | - | |
| Land & buildings | € 1,437,108 | € 2,251,902 | € 2,320,665 | ▲ 3% |
| Retained profit | € -124,402 | € -227,546 | € -269,470 | ▼ € 41,924 |
| Bank debt | € 1,243,635 | € 1,974,016 | € 1,821,932 | ▼ 8% |
| Balance sheet total | € 1,552,325 | € 2,253,467 | € 2,325,287 | ▲ 3% |
Key figures of MERCURA IMMO, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to MERCURA IMMO?
What happened at MERCURA IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Nathalie Gelbcke stepped down as director. NBB
- COUPEPA stepped down as director. NBB
- Amaury de Laet Derache stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 41,924. Source: NBB ↗
- New establishment in Nivelles. KBO
- Nathalie Gelbcke became a director. NBB
- COUPEPA became a director. NBB
- Amaury de Laet Derache became a director. NBB
In short
From € 124,402 loss in 2023 to € 41,924 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of COUPEPA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MERCURA IMMOThe shares are held by COUPEPA (65.6%).
Directors
According to the 2025 annual accounts
since 2021 · until 2027
since 2021 · until 2027
Amaury de Laet Derache
Director
since 2021 · until 2027
Shareholders
65.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Graham Bell 38
1402 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0773.896.781
- VAT number
- BE 0773.896.781
- Registered office
- Rue Graham Bell 38, 1402 Nivelles
- Names & denominations
- MERCURA IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 September 2021
- Peppol
- Active · Active since 11 Oct 2021
- Activities · NACE
Handel in eigen onroerend goed