Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CB ASSUR-FINANCES from Chièvres, company number BE0773784737, closed financial year 2025 with a result of € -24,449 after tax. For that financial year CB ASSUR-FINANCES recorded a gross margin of € 22,126 and equity of € 210,368. Compared with financial year 2024, the result moved from € -2,320 to € -24,449. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 11, 2026.
€ 210,368
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,449
▼ 954 % more loss than in 2024
Profit after tax over the fiscal year.
€ 48,957
▲ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9,632.
People and assets in 2025
€ 16,530
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 5,192
▼ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,629
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 59,285 | € 29,321 | € 22,209 | € 22,126 | |
| Profit after taxes | € 14,786 | € 2,351 | € -2,320 | € -24,449 | ▼ € 22,129 |
| Equity | € 234,786 | € 237,137 | € 234,817 | € 210,368 | ▼ 10% |
| Total debts | € 79,647 | € 134,169 | € 159,938 | € 18,372 | ▼ 89% |
| Cash | € 23,493 | € 33,746 | € 38,310 | € 48,957 | ▲ 28% |
| Retained profit | € 14,786 | € 17,137 | € 14,817 | € -9,632 | ▼ € 24,449 |
| Balance sheet total | € 314,433 | € 371,306 | € 394,755 | € 228,740 | ▼ 42% |
Key figures of CB ASSUR-FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CB ASSUR-FINANCES?
What happened at CB ASSUR-FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 24,449. Source: NBB ↗
- New establishment in Chièvres. KBO
- Start of the company according to the CBE. KBO
- Vincent LANNOIJE became a director. NBB
- Philippe LEBLOIS became a director. NBB
- Cécile CHEVALIER became a director. NBB
In short
From € 14,786 profit in 2022 to € 24,449 loss in 2025.
Paid € 8,087 in corporate taxes since 2022.
Best year ever: 2022, with € 14,786 profit.
Management
The stake of CLM ASSURANCES, ASSURANCES ET SERVICES DE BASECLES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CB ASSUR-FINANCESBehind CB ASSUR-FINANCES are Vincent LANNOIJE, Philippe LEBLOIS and Cécile CHEVALIER. The shares are held by CLM ASSURANCES (89.6%) and ASSURANCES ET SERVICES DE BASECLES (10%).
Directors
According to the 2025 annual accounts
since 2021
since 2021
Cécile CHEVALIER
Director
since 2021
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grand'Place 7
7950 Chièvres
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0773.784.737
- VAT number
- BE 0773.784.737
- Registered office
- Grand'Place 7, 7950 Chièvres
- Names & denominations
- CB ASSUR-FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 September 2021
- Peppol
- Active · Active since 11 Feb 2026
- Contact
- [email protected]
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