Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEGHERS SLM from Ronse, company number BE0772651619, closed financial year 2025 with a result of € 12,656 after tax. For that financial year SEGHERS SLM recorded a gross margin of € 51,651 and equity of € 6,505. Compared with financial year 2024, the result moved from € 24,115 to € 12,656. The company is profitable. The buffer shrank hard: equity is 73 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 6,505
▼ 73% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,656
▼ 48% vs 2024
Profit after tax over the fiscal year.
€ 768
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 30,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 19,599
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 16,161
▼ 30% vs 2024
€ 7,337 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 12,006
▲ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,837
▲ 12% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,507 | € 27,747 | € 44,505 | € 51,651 | ▲ 16% |
| Profit after taxes | € 8,888 | € 13,962 | € 24,115 | € 12,656 | ▼ 48% |
| Equity | € 6,772 | € 19,734 | € 23,848 | € 6,505 | ▼ 73% |
| Total debts | € 19,862 | € 52,154 | € 57,743 | € 83,204 | ▲ 44% |
| Cash | € 14,728 | € 8,514 | € 18,235 | € 768 | ▼ 96% |
| Retained profit | € 1,772 | € 14,734 | € 18,848 | € 1,505 | ▼ 92% |
| Dividend | € 1,000 | € 1,000 | € 20,000 | € 30,000 | ▲ 50% |
| Bank debt | € 0 | € 34,845 | € 23,195 | € 16,161 | ▼ 30% |
| Balance sheet total | € 26,634 | € 71,888 | € 81,591 | € 89,709 | ▲ 10% |
Key figures of SEGHERS SLM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEGHERS SLM?
What happened at SEGHERS SLM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,656 (▼ 48% vs 2024). filed late Source: NBB ↗
- New establishment in Ronse. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,888 profit in 2022 to € 12,656 profit in 2025.
Paid € 50,094 in corporate taxes since 2022.
Best year ever: 2024, with € 24,115 profit.
Paid out € 52,000 in dividends to the owners in total.
Management
Behind SEGHERS SLM are Sylvie De Backer and Kenneth Seghers. It owns 33% of Code 4 and 13.2% of Financo itself.
Directors
According to the 2025 annual accounts
Sylvie De Backer
Director
Kenneth Seghers
Director
Establishments
Establishment units
Physical locations of this company
Ninoofsesteenweg 408 box B
9600 Ronse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0772.651.619
- VAT number
- BE 0772.651.619
- Registered office
- Ninoofsesteenweg 408 bus B, 9600 Ronse
- Names & denominations
- SEGHERS SLM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 August 2021
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Activiteiten van hoofdkantoren
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)