Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GUYOT & CREMER, notaires associés from Spa, company number BE0772386947, closed financial year 2025 with a result of € 280,605 after tax. For that financial year GUYOT & CREMER, notaires associés recorded a gross margin of € 1.2 million and equity of € 21,620. Compared with financial year 2024, the result moved from € 129,174 to € 280,605. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 21,620
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 280,605
▲ 117% vs 2024
Profit after tax over the fiscal year.
€ 347,062
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 280,000 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
7.3
▼ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 495,892
▼ 7% vs 2024
€ 67,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 101,895
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.2 million
▼ 16% vs 2024
€ 397,155 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 172,965
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 78,642
▲ 28% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,284,649 | € 1,418,352 | € 1,057,689 | € 1,207,904 | ▲ 14% |
| Profit after taxes | € 478,131 | € 514,319 | € 129,174 | € 280,605 | ▲ 117% |
| Equity | € 17,722 | € 21,041 | € 21,015 | € 21,620 | ▲ 3% |
| Total debts | € 3,567,693 | € 4,073,318 | € 3,346,013 | € 2,766,867 | ▼ 17% |
| Cash | € 468,063 | € 481,339 | € 730,239 | € 347,062 | ▼ 52% |
| Retained profit | € -3,278 | € 41 | € 15 | € 620 | ▲ € 605 |
| Dividend | € 478,000 | € 511,000 | € 129,200 | € 280,000 | ▲ 117% |
| Bank debt | € 2,868,538 | € 2,623,079 | € 2,548,820 | € 2,153,490 | ▼ 16% |
| Balance sheet total | € 3,585,415 | € 4,094,359 | € 3,367,028 | € 2,788,488 | ▼ 17% |
| Employees (FTE) | - | - | 8.6 | 7.3 | ▼ 1.3 |
Key figures of GUYOT & CREMER, notaires associés, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GUYOT & CREMER, notaires associés?
What happened at GUYOT & CREMER, notaires associés in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 280,605 (▲ 117% vs 2024). Source: NBB ↗
- New establishment in Stavelot. KBO
- New establishment in Spa. KBO
- Start of the company according to the CBE. KBO
In short
From € 478,131 profit in 2022 to € 280,605 profit in 2025.
Paid € 17,641 in corporate taxes since 2022.
Best year ever: 2023, with € 514,319 profit.
On average € 165,500 of value added per employee in 2025.
Management
Behind GUYOT & CREMER, notaires associés are GASPALEX SRL and YVCAT SRL.
Directors
According to the 2025 annual accounts
Director · represented by Gaëtan GUYOT
Director · represented by Catherine CREMER
Establishments
Establishment units
Physical locations of this company
Rue Xhrouet 47
4900 Spa
Route de Trois-Ponts 19 box A
4970 Stavelot
Active since 9 August 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0772.386.947
- VAT number
- BE 0772.386.947
- Registered office
- Rue Xhrouet 47, 4900 Spa
- Names & denominations
- GUYOT & CREMER, notaires associés · GUYOT & CREMER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 August 2021
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van notarissen