Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Kareman from Gent, company number BE0771803363, closed financial year 2025 with a result of € 20,486 after tax. For that financial year Kareman recorded a gross margin of € 109,825 and equity of € 26,929. Compared with financial year 2024, the result moved from € -2,574 to € 20,486. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 26,929
▲ € 20,486 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,486
▲ still € 2,574 loss in 2024
Profit after tax over the fiscal year.
€ 38,874
▲ 109% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 16,929.
People and assets in 2025
€ 61,007
▲ 79% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 90,157
Of which on lease € 66,855.
Debts at end 2025
€ 119,071
▲ 59% vs 2024
€ 21,023 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 13,718
▼ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,626
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,439 | € 30,754 | € 50,868 | € 109,825 | ▲ 116% |
| Profit after taxes | € -2,741 | € 1,757 | € -2,574 | € 20,486 | ▲ € 23,060 |
| Equity | € 7,259 | € 9,016 | € 6,443 | € 26,929 | ▲ € 20,486 |
| Total debts | € 123,528 | € 110,674 | € 103,883 | € 180,729 | ▲ 74% |
| Cash | € 32,389 | € 32,071 | € 18,621 | € 38,874 | ▲ 109% |
| Retained profit | € -2,741 | € -984 | € -3,557 | € 16,929 | ▲ € 20,486 |
| Bank debt | € 92,972 | € 83,488 | € 74,677 | € 119,071 | ▲ 59% |
| Balance sheet total | € 130,787 | € 119,690 | € 110,326 | € 207,658 | ▲ 88% |
Key figures of Kareman, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Kareman?
What happened at Kareman in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,486. Source: NBB ↗
- INOWY became a director. NBB
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,741 loss in 2022 to € 20,486 profit in 2025.
Paid € 4,946 in corporate taxes since 2022.
Best year ever: 2025, with € 20,486 profit.
Management
Behind Kareman is INOWY. INOWY is also behind Priority Software Belgium.
Directors
According to the 2025 annual accounts
since 2024
Establishments
Establishment units
Physical locations of this company
Dijkweg 13
9031 Gent
Kortrijksesteenweg 97
9830 Sint-Martens-Latem
Active since 1 September 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0771.803.363
- VAT number
- BE 0771.803.363
- Registered office
- Dijkweg 13, 9031 Gent
- Names & denominations
- Kareman
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 July 2021
- Peppol
- Active · Active since 28 May 2024
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Eetgelegenheden met beperkte bediening