Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SAGAFÉ from Huy, company number BE0771537604, closed financial year 2024 with a result of € -2,950 after tax. For that financial year SAGAFÉ recorded a gross margin of € -1,146 and equity of € -14,997. Compared with financial year 2023, the result moved from € -3,803 to € -2,950. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.
€ -14,997
▼ € 2,950 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,950
▲ 22 % less loss than in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -16,997.
Debts at end 2024
€ 85,056
▼ 20% vs 2023
€ 22,216 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 435
▲ 10% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € -981 | € -1,502 | € -1,146 | ▲ € 355 |
| Profit after taxes | € -10,244 | € -3,803 | € -2,950 | ▲ € 853 |
| Equity | € -8,244 | € -12,047 | € -14,997 | ▼ € 2,950 |
| Total debts | € 610,304 | € 615,499 | € 615,028 | |
| Cash | € 2,030 | € 3,421 | - | |
| Retained profit | € -10,244 | € -14,047 | € -16,997 | ▼ € 2,950 |
| Bank debt | € 128,501 | € 106,941 | € 85,056 | ▼ 20% |
| Balance sheet total | € 602,060 | € 603,452 | € 600,031 | ▼ 1% |
Key figures of SAGAFÉ, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SAGAFÉ?
What happened at SAGAFÉ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 2,950. filed late Source: NBB ↗
- New establishment in Huy. KBO
- Cécile WATELET became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 10,244 loss in 2022 to € 2,950 loss in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SAGAFÉ is Cécile WATELET. It owns 100% of Struvay Frères itself.
Directors
According to the 2024 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Grand'Place 10
4500 Huy
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0771.537.604
- VAT number
- BE 0771.537.604
- Registered office
- Grand'Place 10, 4500 Huy
- Names & denominations
- SAGAFÉ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2021
- Peppol
- Active · Active since 4 Dec 2025
- Contact
- [email protected] +32474523577
- Activities · NACE
Activiteiten van holdings
Holdings