Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAGAFÉ from Huy, company number BE0771537604, closed financial year 2025 with a result of € -3,068 after tax. For that financial year SAGAFÉ recorded a gross margin of € -1,448 and equity of € -18,065. Compared with financial year 2024, the result moved from € -2,950 to € -3,068. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ -18,065
▼ € 3,068 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,068
▼ 4 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -20,065.
Debts at end 2025
€ 72,972
▼ 14% vs 2024
€ 32,683 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,164
▲ 167% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -981 | € -1,502 | € -1,146 | € -1,448 | ▼ € 302 |
| Profit after taxes | € -10,244 | € -3,803 | € -2,950 | € -3,068 | ▼ € 118 |
| Equity | € -8,244 | € -12,047 | € -14,997 | € -18,065 | ▼ € 3,068 |
| Total debts | € 610,304 | € 615,499 | € 615,028 | € 618,099 | |
| Cash | € 2,030 | € 3,421 | - | - | |
| Retained profit | € -10,244 | € -14,047 | € -16,997 | € -20,065 | ▼ € 3,068 |
| Bank debt | € 128,501 | € 106,941 | € 85,056 | € 72,972 | ▼ 14% |
| Balance sheet total | € 602,060 | € 603,452 | € 600,031 | € 600,034 |
By gross margin, SAGAFÉ ranks 14th of 16 companies with main activity “Activiteiten van holdings” in Huy that publish figures (fiscal year 2025).
Key figures of SAGAFÉ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about SAGAFÉ the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to SAGAFÉ?
What happened at SAGAFÉ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,068. filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Huy. KBO
- Cécile WATELET became a director. NBB
In short
From € 10,244 loss in 2022 to € 3,068 loss in 2025.
Management
Behind SAGAFÉ is Cécile WATELET. It owns 100% of Struvay Frères itself.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Grand'Place 10
4500 Huy
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Huy
Same main activity (Activiteiten van holdings), 18 active companies in Huy, largest first.
€ 2.4 million revenue · 2025
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€ 441,595 gross margin · 2025
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€ 114,052 gross margin · 2025
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- Cécile Marie Josée WATELET(oprichter) 100%
Details
- Company number
- 0771.537.604
- VAT number
- BE 0771.537.604
- Registered office
- Grand'Place 10, 4500 Huy
- Names & denominations
- SAGAFÉ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2021
- Peppol
- Active · Active since 4 Dec 2025
- Contact
- [email protected] +32474523577
- Activities · NACE
Activiteiten van holdings
Holdings