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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CREDITS FLEX from Schaarbeek, company number BE0771368744, closed financial year 2025 with a result of € 21,841 after tax. For that financial year CREDITS FLEX recorded a gross margin of € 32,706 and equity of € 47,114. Compared with financial year 2024, the result moved from € 27,156 to € 21,841. The company is profitable. The buffer shrank hard: equity is 50 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 16, 2026.
€ 47,114
▼ 50% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,841
▼ 20% vs 2024
Profit after tax over the fiscal year.
€ 70,439
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 69,412 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 1,233
▲ € 1,156 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 442
▲ € 435 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,082
▼ 47% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 71,925 | € 67,119 | € 36,659 | € 32,706 | ▼ 11% |
| Profit after taxes | € 56,912 | € 51,728 | € 27,156 | € 21,841 | ▼ 20% |
| Equity | € 105,801 | € 157,529 | € 94,685 | € 47,114 | ▼ 50% |
| Total debts | € 27,410 | € 29,674 | € 62,986 | € 36,039 | ▼ 43% |
| Cash | € 131,609 | € 180,048 | € 146,704 | € 70,439 | ▼ 52% |
| Retained profit | € 100,801 | € 152,529 | € 89,685 | € 42,114 | ▼ 53% |
| Dividend | € 0 | € 0 | € 90,000 | € 69,412 | ▼ 23% |
| Balance sheet total | € 133,211 | € 187,203 | € 157,671 | € 83,154 | ▼ 47% |
Key figures of CREDITS FLEX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREDITS FLEX?
What happened at CREDITS FLEX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,841 (▼ 20% vs 2024). Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 56,912 profit in 2022 to € 21,841 profit in 2025.
Paid € 43,418 in corporate taxes since 2022.
Best year ever: 2022, with € 56,912 profit.
Paid out € 159,412 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Luzernestraat 53 box 1
1030 Schaarbeek
Lambermontlaan 480
1030 Schaarbeek
Active since 14 July 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0771.368.744
- VAT number
- BE 0771.368.744
- Registered office
- Luzernestraat 53 bus 1, 1030 Schaarbeek
- Names & denominations
- CREDITS FLEX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 July 2021
- Peppol
- Not registered