Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A&F INVEST from Haacht, company number BE0770837818, closed financial year 2025 with a result of € 44,392 after tax. For that financial year A&F INVEST recorded a gross margin of € 62,579 and equity of € 1,000. Compared with financial year 2024, the result moved from € 13,469 to € 44,392. Profitable, and profit is growing. The buffer shrank hard: equity is 100 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 9, 2026.
€ 1,000
▼ € 496,869 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,392
▲ 230% vs 2024
Profit after tax over the fiscal year.
€ 10,039
▼ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 212,261 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 4,560
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,593
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,883
▼ 65% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 181,789 | € 52,059 | € 18,910 | € 62,579 | ▲ 231% |
| Profit after taxes | € 109,915 | € 44,486 | € 13,469 | € 44,392 | ▲ 230% |
| Equity | € 439,915 | € 484,401 | € 497,869 | € 1,000 | ▼ € 496,869 |
| Total debts | € 729,258 | € 426,542 | € 46,145 | € 117,908 | ▲ 156% |
| Cash | € 376,762 | € 404,681 | € 50,483 | € 10,039 | ▼ 80% |
| Retained profit | € 109,915 | € 154,401 | € 167,869 | € 0 | ▼ 100% |
| Dividend | € 0 | € 0 | € 0 | € 212,261 | |
| Balance sheet total | € 1,169,172 | € 910,943 | € 544,014 | € 118,908 | ▼ 78% |
Key figures of A&F INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&F INVEST?
What happened at A&F INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 44,392 (▲ 230% vs 2024). Source: NBB ↗
- New establishment in Haacht. KBO
- Start of the company according to the CBE. KBO
In short
From € 109,915 profit in 2022 to € 44,392 profit in 2025.
Paid € 64,588 in corporate taxes since 2022.
Best year ever: 2022, with € 109,915 profit.
Paid out € 212,261 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A&F INVEST is Armando De Vito. Armando De Vito is also behind A&F CASA.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Wilde Heide 79
3150 Haacht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
WIX_COM, IL
Website info
Features
Security
Network
Details
- Company number
- 0770.837.818
- VAT number
- BE 0770.837.818
- Registered office
- Wilde Heide 79, 3150 Haacht
- Names & denominations
- A&F INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 July 2021
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- wildeheide101.be
- Activities · NACE
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