Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Mr FRANCIS from Charleroi, company number BE0769969469, closed financial year 2025 with a result of € -21,974 after tax. For that financial year Mr FRANCIS recorded a gross margin of € -9,496 and equity of € -11,711. Compared with financial year 2024, the result moved from € -9,991 to € -21,974. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ -11,711
▼ € 21,974 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,974
▼ 120 % more loss than in 2024
Profit after tax over the fiscal year.
€ 5,892
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -15,211.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 5,980
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 58,138
▼ 17% vs 2024
€ 12,794 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 27,663
Supplier invoices still open on the last day of the fiscal year.
€ 3,591
▲ 10% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10,536 | € 9,765 | € 3,856 | € -9,496 | ▼ € 13,352 |
| Profit after taxes | € 2,285 | € 445 | € -9,991 | € -21,974 | ▼ € 11,983 |
| Equity | € 19,809 | € 20,255 | € 10,263 | € -11,711 | ▼ € 21,974 |
| Total debts | € 115,215 | € 159,316 | € 182,255 | € 178,343 | ▼ 2% |
| Cash | € 43,047 | € 3,896 | € 43,350 | € 5,892 | ▼ 86% |
| Retained profit | € 16,309 | € 16,755 | € 6,763 | € -15,211 | ▼ € 21,974 |
| Bank debt | € 6,442 | € 31,652 | € 70,133 | € 58,138 | ▼ 17% |
| Balance sheet total | € 135,025 | € 179,570 | € 192,518 | € 166,632 | ▼ 13% |
Key figures of Mr FRANCIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Mr FRANCIS?
What happened at Mr FRANCIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,974. filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,285 profit in 2022 to € 21,974 loss in 2025.
Paid € 1,661 in corporate taxes since 2022.
Best year ever: 2022, with € 2,285 profit.
Management
Behind Mr FRANCIS is Laurent Petaccia. Laurent Petaccia is also behind PlanBis.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue du Transvaal 145
6010 Charleroi
Rue Jean-Baptiste Vanpetegem 41
6030 Charleroi
Active since 22 June 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0769.969.469
- VAT number
- BE 0769.969.469
- Registered office
- Rue du Transvaal 145, 6010 Charleroi
- Names & denominations
- Mr FRANCIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2021
- Peppol
- Active · Active since 6 Jul 2021
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Activiteiten van syndici van onroerend goed