Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SOMAFI B & A from Ukkel, company number BE0769851188, closed financial year 2025 with a result of € -490,758 after tax. For that financial year SOMAFI B & A recorded a gross margin of € 531,293 and equity of € -302,165. Compared with financial year 2024, the result moved from € 136,161 to € -490,758. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -302,165
▼ € 490,758 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -490,758
▼ still € 136,161 profit in 2024
Profit after tax over the fiscal year.
€ 29,841
▲ € 23,160 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -312,165.
People and assets in 2025
5
▼ 2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 324,835
▼ 24% vs 2024
€ 65,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,226
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▼ 4% vs 2024
€ 68,014 is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.
€ 4,238
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 83,753
▼ 39% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 876,265 | € 732,877 | € 953,113 | € 531,293 | ▼ 44% |
| Profit after taxes | € 33,901 | € 8,530 | € 136,161 | € -490,758 | ▼ € 626,919 |
| Equity | € 43,901 | € 52,432 | € 188,593 | € -302,165 | ▼ € 490,758 |
| Total debts | € 1,788,804 | € 1,783,086 | € 1,735,416 | € 1,893,516 | ▲ 9% |
| Cash | € 7,691 | € 68,637 | € 6,681 | € 29,841 | ▲ € 23,160 |
| Retained profit | € 33,901 | € 42,432 | € 178,593 | € -312,165 | ▼ € 490,758 |
| Bank debt | € 816,890 | € 1,570,154 | € 1,530,090 | € 1,466,420 | ▼ 4% |
| Balance sheet total | € 1,832,706 | € 1,835,518 | € 1,924,008 | € 1,591,352 | ▼ 17% |
| Employees (FTE) | 6.1 | 6.3 | 7 | 5 | ▼ 2 |
Key figures of SOMAFI B & A, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOMAFI B & A?
What happened at SOMAFI B & A in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 490,758 (▼ € 626,919 vs 2024). filed late Source: NBB ↗
- CHRISTOPHE ROELANDT became a director. NBB
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,901 profit in 2022 to € 490,758 loss in 2025.
Paid € 83,143 in corporate taxes since 2022.
Best year ever: 2024, with € 136,161 profit.
On average € 106,300 of value added per employee in 2025.
Management
The stake of JFG CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SOMAFI B & ABehind SOMAFI B & A is CHRISTOPHE ROELANDT. The shares are held by JFG CONSULT (6.3%).
Directors
According to the 2025 annual accounts
since 2025
Shareholders
6.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Sint-Jobsplein 29
1180 Ukkel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →EURACOR GOUGNARD
€ 75,863 gross margin · 2025
EUROBROKERS INSURANCE CONSULTANTS
€ 1 million gross margin · 2025
Mercurius Insurance Brokers
€ 2,619 gross margin · 2025
DAP-INSURPROTECT-EB
€ -704 gross margin · 2025
AC & DC same network
€ -11,099 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0769.851.188
- VAT number
- BE 0769.851.188
- Registered office
- Sint-Jobsplein 29, 1180 Ukkel
- Names & denominations
- SOMAFI B & A · SOMAFI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 June 2021
- Peppol
- Not registered
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen