Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
PeoplePay from Waterloo, company number BE0769775865, closed financial year 2025 with a result of € -23,451 after tax. For that financial year PeoplePay recorded a gross margin of € 272,177 and equity of € -61,226. Compared with financial year 2024, the result moved from € -29,311 to € -23,451. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -61,226
▼ € 23,451 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,451
▲ 20 % less loss than in 2024
Profit after tax over the fiscal year.
€ 75,481
▲ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -76,226.
People and assets in 2025
€ 286,186
▲ 72% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 891
▲ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3,697
▼ 70% vs 2024
Loans from banks and other lenders, long and short.
€ 36,174
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,253
▲ 200% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 74,005 | € 162,084 | € 142,679 | € 272,177 | ▲ 91% |
| Profit after taxes | € -28,450 | € 4,986 | € -29,311 | € -23,451 | ▲ € 5,861 |
| Equity | € -13,450 | € -8,464 | € -37,775 | € -61,226 | ▼ € 23,451 |
| Total debts | € 60,409 | € 131,009 | € 119,986 | € 176,380 | ▲ 47% |
| Cash | € 10,671 | € 45,642 | € 51,640 | € 75,481 | ▲ 46% |
| Retained profit | € -28,450 | € -23,464 | € -52,775 | € -76,226 | ▼ € 23,451 |
| Bank debt | € 0 | € 20,426 | € 12,270 | € 3,697 | ▼ 70% |
| Balance sheet total | € 46,959 | € 122,545 | € 82,210 | € 115,154 | ▲ 40% |
Key figures of PeoplePay, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PeoplePay?
What happened at PeoplePay in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 23,451. filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,450 loss in 2022 to € 23,451 loss in 2025.
Paid € 1,505 in corporate taxes since 2022.
Best year ever: 2023, with € 4,986 profit.
Management
Behind PeoplePay are Nathalie LUCCHESE and Stephan BUFFEL.
Directors
According to the 2025 annual accounts
Nathalie LUCCHESE
Director
Stephan BUFFEL
Director
Establishments
Establishment units
Physical locations of this company
Drève Richelle 161 Bât L box 49
1410 Waterloo
Drève Richelle 161 box 49
1410 Waterloo
Active since 16 June 2021
Edmond Parmentierlaan 36
1150 Sint-Pieters-Woluwe
Active since 16 June 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AS-HOSTINGER, CY
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0769.775.865
- VAT number
- BE 0769.775.865
- Registered office
- Drève Richelle 161 Bât L bus 49, 1410 Waterloo
- Names & denominations
- PeoplePay
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 June 2021
- Peppol
- Active · Active since 20 Oct 2026
- Contact
- peoplepay.be [email protected]
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