Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FI-VE-CONSULT from Kinrooi, company number BE0768896234, closed financial year 2025 with a result of € 76,747 after tax. For that financial year FI-VE-CONSULT recorded a gross margin of € 119,528 and equity of € 34,152. Compared with financial year 2024, the result moved from € 50,064 to € 76,747. Profitable, and profit is growing. The buffer shrank hard: equity is 88 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 34,152
▼ 88% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 76,747
▲ 53% vs 2024
Profit after tax over the fiscal year.
€ 51,168
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 330,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 52,754
▲ 134% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 138,660
▼ 13% vs 2024
€ 10,953 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 21,964
▼ 54% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 293,842 | € 142,336 | € 98,158 | € 119,528 | ▲ 22% |
| Profit after taxes | € 156,652 | € 80,589 | € 50,064 | € 76,747 | ▲ 53% |
| Equity | € 156,752 | € 237,341 | € 287,405 | € 34,152 | ▼ 88% |
| Total debts | € 466,383 | € 468,005 | € 407,925 | € 590,623 | ▲ 45% |
| Cash | € 100,237 | € 166,116 | € 134,280 | € 51,168 | ▼ 62% |
| Land & buildings | € 408,095 | € 398,015 | € 387,935 | € 377,855 | ▼ 3% |
| Retained profit | € 156,652 | € 237,241 | € 287,305 | € 34,052 | ▼ 88% |
| Dividend | € 0 | € 0 | € 0 | € 330,000 | |
| Bank debt | € 198,093 | € 178,644 | € 158,840 | € 138,660 | ▼ 13% |
| Balance sheet total | € 623,135 | € 705,346 | € 695,330 | € 624,775 | ▼ 10% |
Key figures of FI-VE-CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FI-VE-CONSULT?
What happened at FI-VE-CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 76,747 (▲ 53% vs 2024). Source: NBB ↗
- New establishment in Kinrooi. KBO
- Filip Vercauteren became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 156,652 profit in 2022 to € 76,747 profit in 2025.
Paid € 104,484 in corporate taxes since 2022.
Best year ever: 2022, with € 156,652 profit.
Paid out € 330,000 in dividends to the owners in total.
Management
Behind FI-VE-CONSULT is Filip Vercauteren. Filip Vercauteren is also behind C-MINE CRIB and Open Thor Living Lab.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Geistingen (Oph) 84
3640 Kinrooi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0768.896.234
- VAT number
- BE 0768.896.234
- Registered office
- Geistingen (Oph) 84, 3640 Kinrooi
- Names & denominations
- FI-VE-CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 May 2021
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Overige zakelijke dienstverlening, neg