Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2025
IMPROVIUM from Hamois, company number BE0768528921, closed financial year 2025 with a result of € -284,049 after tax. For that financial year IMPROVIUM recorded a gross margin of € -23,437 and equity of € -220,920. Compared with financial year 2024, the result moved from € -7,519 to € -284,049. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -220,920
▼ € 284,049 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -284,049
▼ 3678 % more loss than in 2024
Profit after tax over the fiscal year.
€ 528
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -258,420.
People and assets in 2025
€ 11,458
▲ € 9,365 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 82,860
▼ 28% vs 2024
€ 33,741 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 127,950
▲ 297% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,067
▼ 20% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 108,420 | € 1,180 | € 3,420 | € -23,437 | ▼ € 26,857 |
| Profit after taxes | € 44,649 | € -11,500 | € -7,519 | € -284,049 | ▼ € 276,531 |
| Equity | € 82,149 | € 70,649 | € 63,130 | € -220,920 | ▼ € 284,049 |
| Total debts | € 206,952 | € 234,640 | € 242,958 | € 274,439 | ▲ 13% |
| Cash | € 6,100 | - | - | € 528 | |
| Retained profit | € 44,649 | € 33,149 | € 25,630 | € -258,420 | ▼ € 284,049 |
| Bank debt | € 172,250 | € 143,270 | € 114,341 | € 82,860 | ▼ 28% |
| Balance sheet total | € 289,100 | € 305,289 | € 306,088 | € 53,519 | ▼ 83% |
Key figures of IMPROVIUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMPROVIUM?
What happened at IMPROVIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
IMPROVIUM is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2025: loss of € 284,049. Source: NBB ↗
- New establishment in Hamois. KBO
- Christophe Dechamps became a director. NBB
- Coraline Materne became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 44,649 profit in 2022 to € 284,049 loss in 2025.
Paid € 20,891 in corporate taxes since 2022.
Best year ever: 2022, with € 44,649 profit.
Management
Behind IMPROVIUM are Christophe Dechamps and Coraline Materne. It owns 100% of PLASTICS TMP itself.
Directors
According to the 2025 annual accounts
Christophe Dechamps
Director
since 2021
Coraline Materne
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Rue des Visons, Schaltin 21
5364 Hamois
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0768.528.921
- VAT number
- BE 0768.528.921
- Registered office
- Rue des Visons, Schaltin 21, 5364 Hamois
- Names & denominations
- IMPROVIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 19 May 2021
- Peppol
- Not registered
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