Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Baert Lowie from Lokeren, company number BE0767959391, closed financial year 2025 with a result of € 39,277 after tax. For that financial year Baert Lowie recorded a gross margin of € 239,442 and equity of € 106,063. Compared with financial year 2024, the result moved from € 61,895 to € 39,277. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ 106,063
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,277
▼ 37% vs 2024
Profit after tax over the fiscal year.
€ 8,366
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 35,000 paid out
89 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 140,516
▲ 45% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 37,413
▼ 22% vs 2024
Of which on lease € 33,814.
Debts at end 2025
€ 112,622
▼ 16% vs 2024
€ 39,292 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 43,329
▲ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,558
▼ 21% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 105,350 | € 133,145 | € 213,110 | € 239,442 | ▲ 12% |
| Profit after taxes | € 14,119 | € 7,372 | € 61,895 | € 39,277 | ▼ 37% |
| Equity | € 34,119 | € 40,691 | € 101,786 | € 106,063 | ▲ 4% |
| Total debts | € 203,696 | € 188,017 | € 200,091 | € 217,899 | ▲ 9% |
| Cash | € 11,331 | € 16,272 | € 31,083 | € 8,366 | ▼ 73% |
| Retained profit | € 14,119 | € 20,691 | € 81,786 | € 86,063 | ▲ 5% |
| Dividend | € 0 | € 800 | € 800 | € 35,000 | ▲ € 34,200 |
| Bank debt | € 162,665 | € 131,700 | € 133,423 | € 112,622 | ▼ 16% |
| Balance sheet total | € 237,815 | € 228,708 | € 301,876 | € 323,962 | ▲ 7% |
By gross margin, Baert Lowie ranks 4th of 13 companies with main activity “Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk” in Lokeren that publish figures (fiscal year 2025).
Key figures of Baert Lowie, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
Ask about Baert Lowie the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to Baert Lowie?
What happened at Baert Lowie in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 39,277 (▼ 37% vs 2024). filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Lokeren. KBO
- Lowie BAERT became a director. NBB
In short
From € 14,119 profit in 2022 to € 39,277 profit in 2025.
Paid € 32,087 in corporate taxes since 2022.
Best year ever: 2024, with € 61,895 profit.
Paid out € 36,600 in dividends to the owners in total.
Management
Behind Baert Lowie is Lowie BAERT.
Directors
According to the 2025 annual accounts
Lowie BAERT
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Stationsplein 1
9160 Lokeren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Website
Technologies
Website info
Features
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- Baert Lowie(oprichter) 100%
Details
- Company number
- 0767.959.391
- VAT number
- BE 0767.959.391
- Registered office
- Stationsplein 1, 9160 Lokeren
- Names & denominations
- Baert Lowie
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 May 2021
- Peppol
- Active · Active since 22 Oct 2025
- Contact
- broodboetiekbaert.be
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)