Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COUNTERPART.FINANCE from Merchtem, company number BE0766945940, closed financial year 2025 with a result of € -80,013 after tax. For that financial year COUNTERPART.FINANCE recorded a gross margin of € -2,510 and equity of € -238,103. Compared with financial year 2024, the result moved from € -94,812 to € -80,013. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -238,103
▼ € 80,013 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -80,013
▲ 16 % less loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -239,303.
Debts at end 2025
€ 213,500
▼ 3% vs 2024
Loans from banks and other lenders, long and short.
€ 41,898
▲ € 41,457 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 152,986 | € -18,729 | € -2,510 | ▲ € 16,218 |
| Profit after taxes | € -8,673 | € -94,812 | € -80,013 | ▲ € 14,798 |
| Equity | € -7,473 | € -158,090 | € -238,103 | ▼ € 80,013 |
| Total debts | € 42,854 | € 259,749 | € 285,977 | ▲ 10% |
| Cash | € 620 | € 15,150 | - | |
| Retained profit | € -8,673 | € -159,290 | € -239,303 | ▼ € 80,013 |
| Bank debt | € 14,046 | € 219,810 | € 213,500 | ▼ 3% |
| Balance sheet total | € 35,381 | € 101,660 | € 47,874 | ▼ 53% |
Key figures of COUNTERPART.FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COUNTERPART.FINANCE?
What happened at COUNTERPART.FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 80,013. filed late Source: NBB ↗
- New establishment in Merchtem. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,673 loss in 2022 to € 80,013 loss in 2025.
Paid € 40,622 in corporate taxes since 2022.
Establishments
Establishment units
Physical locations of this company
Terlinden 178
1785 Merchtem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0766.945.940
- VAT number
- BE 0766.945.940
- Registered office
- Terlinden 178, 1785 Merchtem
- Names & denominations
- COUNTERPART.FINANCE · Counterpart.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 April 2021
- Peppol
- Active · Active since 22 Jul 2026
- Activities · NACE
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