Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Personal Health Solution from Oostende, company number BE0766644745, closed financial year 2025 with a result of € 9,090 after tax. For that financial year Personal Health Solution recorded a gross margin of € 39,953 and equity of € 9,646. Compared with financial year 2024, the result moved from € -23,825 to € 9,090. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 9,646
▲ € 9,090 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,090
▲ still € 23,825 loss in 2024
Profit after tax over the fiscal year.
€ 7,558
▲ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -4,354.
Debts at end 2025
€ 39,433
▼ 42% vs 2024
€ 23,863 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 103,175
▲ 270% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 410
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,654 | € 11,543 | € -431 | € 39,953 | ▲ € 40,383 |
| Profit after taxes | € 16,905 | € -6,524 | € -23,825 | € 9,090 | ▲ € 32,915 |
| Equity | € 30,905 | € 24,380 | € 555 | € 9,646 | ▲ € 9,090 |
| Total debts | € 68,829 | € 74,293 | € 95,389 | € 143,019 | ▲ 50% |
| Cash | € 53,647 | € 20,777 | € 5,910 | € 7,558 | ▲ 28% |
| Retained profit | € 16,905 | € 10,380 | € -13,445 | € -4,354 | ▲ € 9,090 |
| Bank debt | € 65,650 | € 66,261 | € 67,523 | € 39,433 | ▼ 42% |
| Balance sheet total | € 99,733 | € 98,673 | € 95,945 | € 152,665 | ▲ 59% |
Key figures of Personal Health Solution, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Personal Health Solution?
What happened at Personal Health Solution in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,090. Source: NBB ↗
- Pitteman Engineering COMM.V became a director. NBB
- New establishment in Oostende. KBO
- Personal Health Plan BV became a director. NBB
- JBD Engineering BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 16,905 profit in 2022 to € 9,090 profit in 2025.
Paid € 1,354 in corporate taxes since 2022.
Best year ever: 2022, with € 16,905 profit.
A new publication or filing at Personal Health Solution? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Personal Health Plan comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Personal Health SolutionBehind Personal Health Solution are Pitteman Engineering COMM.V, Personal Health Plan BV and JBD Engineering BV. The shares are held by Personal Health Plan (20%).
Directors
According to the 2025 annual accounts
Director · represented by Pitteman Jason
since 2023
Director · represented by Schaubroeck Martijn
since 2021
Director · represented by Depoorter Jim
since 2021
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Blauwvoetstraat 9
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0766.644.745
- VAT number
- BE 0766.644.745
- Registered office
- Blauwvoetstraat 9, 8400 Oostende
- Names & denominations
- Personal Health Solution · PHS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 April 2021
- Peppol
- Active · Active since 2 Feb 2026
- Activities · NACE
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