Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2024; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
FMP-CONCEPT from Tournai, company number BE0766609014, closed financial year 2024 with a result of € -5,806 after tax. For that financial year FMP-CONCEPT recorded a gross margin of € 14,461 and equity of € -35,430. Compared with financial year 2023, the result moved from € 22,810 to € -5,806. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.
€ -35,430
▼ € 5,806 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,806
▼ still € 22,810 profit in 2023
Profit after tax over the fiscal year.
€ 13,957
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -60,430.
People and assets in 2024
€ 6,308
▼ 74% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 36,186
▼ 52% vs 2023
€ 18,078 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 255,434
▲ 14% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 51,157
▲ 21% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 95,636 | € 61,845 | € 14,461 | ▼ 77% |
| Profit after taxes | € -77,434 | € 22,810 | € -5,806 | ▼ € 28,615 |
| Equity | € -52,434 | € -29,625 | € -35,430 | ▼ € 5,806 |
| Total debts | € 528,779 | € 492,013 | € 504,983 | ▲ 3% |
| Cash | € 5,975 | - | € 13,957 | |
| Retained profit | € -77,434 | € -54,625 | € -60,430 | ▼ € 5,806 |
| Bank debt | € 146,505 | € 75,639 | € 36,186 | ▼ 52% |
| Balance sheet total | € 476,345 | € 462,388 | € 469,552 | ▲ 2% |
Key figures of FMP-CONCEPT, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FMP-CONCEPT?
What happened at FMP-CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
FMP-CONCEPT is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 5,806 (▼ € 28,615 vs 2023). filed late Source: NBB ↗
- Marie-Hélène Savelon became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 77,434 loss in 2022 to € 5,806 loss in 2024.
Paid € 417 in corporate taxes since 2022.
Best year ever: 2023, with € 22,810 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FMP-CONCEPT is Marie-Hélène Savelon.
Directors
According to the 2024 annual accounts
Marie-Hélène Savelon
Administrator-manager
since 2022
Establishments
Establishment units
Physical locations of this company
Rue des Roselières(FRY) 9
7503 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0766.609.014
- VAT number
- BE 0766.609.014
- Registered office
- Rue des Roselières(FRY) 9, 7503 Tournai
- Names & denominations
- FMP-CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 12 April 2021
- Peppol
- Active · Active since 28 Mar 2025
- Activities · NACE
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