Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Factor F from Brugge, company number BE0766452131, closed financial year 2025 with a result of € 298,691 after tax. For that financial year Factor F recorded a gross margin of € 60,796 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 258,053 to € 298,691. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 1.1 million
▲ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 298,691
▲ 16% vs 2024
Profit after tax over the fiscal year.
€ 12,781
▲ 133% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
Debts at end 2025
€ 960,538
▲ 29% vs 2024
€ 250,070 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 9,116
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,589
▲ € 17,964 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,904 | € 30,837 | € 17,412 | € 60,796 | ▲ 249% |
| Profit after taxes | € 152,331 | € 295,345 | € 258,053 | € 298,691 | ▲ 16% |
| Equity | € 182,331 | € 522,677 | € 780,730 | € 1,079,421 | ▲ 38% |
| Total debts | € 1,690,545 | € 1,473,386 | € 1,295,830 | € 1,531,165 | ▲ 18% |
| Cash | € 26,796 | € 12,196 | € 5,482 | € 12,781 | ▲ 133% |
| Retained profit | € 152,331 | € 447,677 | € 705,730 | € 1,004,421 | ▲ 42% |
| Bank debt | € 1,108,483 | € 927,140 | € 742,683 | € 960,538 | ▲ 29% |
| Balance sheet total | € 1,872,877 | € 1,996,063 | € 2,076,559 | € 2,610,586 | ▲ 26% |
| Employees (FTE) | 0.8 | 0.1 | - | - |
Key figures of Factor F, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Factor F?
What happened at Factor F in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 298,691 (▲ 16% vs 2024). Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 152,331 profit in 2022 to € 298,691 profit in 2025.
Paid € 11,526 in corporate taxes since 2022.
Best year ever: 2025, with € 298,691 profit.
Management
Behind Factor F are HD Accountancy BV, Fimir BV and RES CAPITIS BV. It owns 100% of COGITA, 100% of BURO BRUTO and 100% of OOSTBOEK itself.
Directors
According to the 2025 annual accounts
Director · represented by Dieter Hoste
Also active at: OOSTBOEK, COGITA, HET FACTORHUIS
Director · represented by Mattijs Wittervongel
Also active at: OOSTBOEK, COGITA, HET FACTORHUIS
Director · represented by Geert Hutsebaut
Also active at: OOSTBOEK, COGITA, HET FACTORHUIS
Establishments
Establishment units
Physical locations of this company
Koningin Astridlaan 134 box 1
8200 Brugge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →OOSTBOEK same network
€ 1.6 million gross margin · 2025
COGITA same network
€ 147,314 gross margin · 2025
BNI Permeke
HET FACTORHUIS same network
€ 161,525 gross margin · 2025
JONCKHEERE IR-ARCHITECTEN
€ 1.2 million gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0766.452.131
- VAT number
- BE 0766.452.131
- Registered office
- Koningin Astridlaan 134 bus 1, 8200 Brugge
- Names & denominations
- Factor F
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 April 2021
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van hoofdkantoren