What does FOUR ADVICE do?

FOUR ADVICE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 7 April 2021, 2 establishments.

What is the address of FOUR ADVICE?

The registered office of FOUR ADVICE is located at Brugstraat(KRU) 2, 9770 Kruisem.

Is FOUR ADVICE still active?

Yes. According to the CBE (29 October 2026) FOUR ADVICE is active, legal situation “Normale toestand”, started on 7 April 2021.

Is FOUR ADVICE registered on Peppol?

Yes, FOUR ADVICE is registered on the Peppol network with ID 0208:0766438768.

What is the enterprise number of FOUR ADVICE?

The enterprise number of FOUR ADVICE is BE0766438768.

When was FOUR ADVICE founded?

FOUR ADVICE was founded on 7 April 2021.

Is FOUR ADVICE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 April 2021; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 2 establishments in the CBE.

How much profit did FOUR ADVICE make in 2025?

FOUR ADVICE posted a profit after taxes of € 162,098 in financial year 2025.

What is the revenue of FOUR ADVICE?

As a small company, FOUR ADVICE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 630,718.

FOUR ADVICE (Private Limited) - Kruisem - BE0766438768

Q: Who are the directors of FOUR ADVICE?

According to the 2025 annual accounts, the directors of FOUR ADVICE are: VANHOECKE TOM, KRUISHOUTEMS ZAKENKANTOOR, ZAKENKANTOOR VAN HULLE, MATHIEU VANTIEGHEM.

Dossier FOUR ADVICE, printed on 29 October 2026 from databakkes.be/en/0766438768/four-advice. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FOUR ADVICE from Kruisem, company number BE0766438768, closed financial year 2025 with a result of € 162,098 after tax. For that financial year FOUR ADVICE recorded a gross margin of € 630,718 and equity of € 581,717. Compared with financial year 2024, the result moved from € 210,415 to € 162,098. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.

What it is worth Growing

€ 581,717

▲ 39% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 162,098

▼ 23% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 57,771

▼ 64% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 541,717.

People and assets in 2025

Wage cost

€ 264,594

▼ 3% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 45,338

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 203,786

▲ 47% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 119,781

▲ € 105,968 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 85,001

▼ 35% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 254,443 Gross margin 2022: € 254,443 First fiscal year in the series	€ 594,837 Gross margin 2023: € 594,837 ▲ 134% vs 2022 (€ 254,443) Favourable step	€ 690,740 Gross margin 2024: € 690,740 ▲ 16% vs 2023 (€ 594,837) Favourable step	€ 630,718 Gross margin 2025: € 630,718 ▼ 9% vs 2024 (€ 690,740) Unfavourable step	▼ 9%
Profit after taxes	€ 6,640 Profit after taxes 2022: € 6,640 First fiscal year in the series	€ 174,876 Profit after taxes 2023: € 174,876 ▲ € 168,235 vs 2022 (€ 6,640) Favourable step	€ 210,415 Profit after taxes 2024: € 210,415 ▲ 20% vs 2023 (€ 174,876) Favourable step	€ 162,098 Profit after taxes 2025: € 162,098 ▼ 23% vs 2024 (€ 210,415) Unfavourable step	▼ 23%
Equity	€ 34,329 Equity 2022: € 34,329 First fiscal year in the series	€ 209,204 Equity 2023: € 209,204 ▲ € 174,876 vs 2022 (€ 34,329) Favourable step	€ 419,619 Equity 2024: € 419,619 ▲ 101% vs 2023 (€ 209,204) Favourable step	€ 581,717 Equity 2025: € 581,717 ▲ 39% vs 2024 (€ 419,619) Favourable step	▲ 39%
Total debts	€ 871,204 Total debts 2022: € 871,204 First fiscal year in the series	€ 897,914 Total debts 2023: € 897,914 ▲ 3% vs 2022 (€ 871,204) Unfavourable step	€ 701,111 Total debts 2024: € 701,111 ▼ 22% vs 2023 (€ 897,914) Favourable step	€ 692,691 Total debts 2025: € 692,691 ▼ 1% vs 2024 (€ 701,111) Favourable step	▼ 1%
Cash	€ 6,478 Cash 2022: € 6,478 First fiscal year in the series	€ 128,204 Cash 2023: € 128,204 ▲ € 121,726 vs 2022 (€ 6,478) Favourable step	€ 160,187 Cash 2024: € 160,187 ▲ 25% vs 2023 (€ 128,204) Favourable step	€ 57,771 Cash 2025: € 57,771 ▼ 64% vs 2024 (€ 160,187) Unfavourable step	▼ 64%
Retained profit	€ -5,671 Retained profit 2022: € -5,671 First fiscal year in the series	€ 169,204 Retained profit 2023: € 169,204 ▲ € 174,876 vs 2022 (€ -5,671) Favourable step	€ 379,619 Retained profit 2024: € 379,619 ▲ 124% vs 2023 (€ 169,204) Favourable step	€ 541,717 Retained profit 2025: € 541,717 ▲ 43% vs 2024 (€ 379,619) Favourable step	▲ 43%
Bank debt	€ 139,057 Bank debt 2022: € 139,057 First fiscal year in the series	€ 232,666 Bank debt 2023: € 232,666 ▲ 67% vs 2022 (€ 139,057) Unfavourable step	€ 139,053 Bank debt 2024: € 139,053 ▼ 40% vs 2023 (€ 232,666) Favourable step	€ 203,786 Bank debt 2025: € 203,786 ▲ 47% vs 2024 (€ 139,053) Unfavourable step	▲ 47%
Balance sheet total	€ 905,532 Balance sheet total 2022: € 905,532 First fiscal year in the series	€ 1,107,118 Balance sheet total 2023: € 1,107,118 ▲ 22% vs 2022 (€ 905,532) Unchanged	€ 1,120,730 Balance sheet total 2024: € 1,120,730 ▲ 1% vs 2023 (€ 1,107,118) Unchanged	€ 1,274,408 Balance sheet total 2025: € 1,274,408 ▲ 14% vs 2024 (€ 1,120,730) Unchanged	▲ 14%

Key figures of FOUR ADVICE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FOUR ADVICE?

What happened at FOUR ADVICE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 27, 2026 New annual accounts for financial year 2025: profit of € 162,098 (▼ 23% vs 2024). filed late Source: NBB ↗
Jan 1, 2024 New establishment in Aalter. KBO
Apr 7, 2021 New establishment in Kruisem. KBO
Apr 7, 2021 Start of the company according to the CBE. KBO

In short

From € 6,640 profit in 2022 to € 162,098 profit in 2025.

Paid € 186,048 in corporate taxes since 2022.

Best year ever: 2024, with € 210,415 profit.

Original PDFs at the National Bank ↗

Management

KRUISHOUTEMS ZAKENKANTOOR 50%

Zakenkantoor Van Hulle 25%

Vanhoecke Tom 25%

The stake of KRUISHOUTEMS ZAKENKANTOOR, Zakenkantoor Van Hulle, Vanhoecke Tom comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FOUR ADVICE

Behind FOUR ADVICE are VANHOECKE TOM, KRUISHOUTEMS ZAKENKANTOOR, ZAKENKANTOOR VAN HULLE and MATHIEU VANTIEGHEM. The shares are held by KRUISHOUTEMS ZAKENKANTOOR (50%), Zakenkantoor Van Hulle (25%) and Vanhoecke Tom (25%).

Directors

According to the 2025 annual accounts

VANHOECKE TOM

Director · represented by TOM VANHOECKE

KRUISHOUTEMS ZAKENKANTOOR

Director · represented by FILIP VAN CAUWENBERGHE

ZAKENKANTOOR VAN HULLE

Director · represented by PETER VAN HULLE

MATHIEU VANTIEGHEM

Director

Also active at: KRUISHOUTEMS ZAKENKANTOOR

Shareholders

KRUISHOUTEMS ZAKENKANTOOR

50%

Zakenkantoor Van Hulle

25%

Vanhoecke Tom

25%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Brugstraat(KRU) 2

9770 Kruisem

2.354.428.837

Urseldorp 17

9910 Aalter

Active since 1 January 2024

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

KRUISHOUTEMS ZAKENKANTOOR same network

€ 29,676 gross margin · 2025

4 ADVICE

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0766.438.768

VAT number

BE 0766.438.768

Registered office

Brugstraat(KRU) 2, 9770 Kruisem

Names & denominations

FOUR ADVICE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

7 April 2021

Peppol

Active · Active since 21 Jan 2026

Activities · NACE

Agenten en makelaars in bankdiensten

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

FOUR ADVICE

Warning lights

Financials

What happened to FOUR ADVICE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions