Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
M&J Berkmans from Lommel, company number BE0766438273, closed financial year 2026 with a result of € 70,561 after tax. For that financial year M&J Berkmans recorded a gross margin of € 123,418 and equity of € 143,695. Compared with financial year 2025, the result moved from € 68,135 to € 70,561. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.
€ 143,695
▲ 96% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 70,561
▲ 4% vs 2025
Profit after tax over the fiscal year.
€ 72,540
▲ 44% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 138,695.
People and assets in 2026
€ 122
▼ 93% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 266,816
▲ 54% vs 2025
€ 31,762 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 2,531
▲ 216% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 11,212
▼ 34% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 54,561 | € 95,200 | € 115,736 | € 123,418 | ▲ 7% |
| Profit after taxes | € 17,321 | € 49,164 | € 68,135 | € 70,561 | ▲ 4% |
| Equity | € 95,828 | € 144,992 | € 73,135 | € 143,695 | ▲ 96% |
| Total debts | € 312,769 | € 309,266 | € 394,902 | € 484,209 | ▲ 23% |
| Cash | € 34,109 | € 106,934 | € 50,265 | € 72,540 | ▲ 44% |
| Land & buildings | € 354,465 | € 337,033 | € 319,600 | € 302,167 | ▼ 5% |
| Retained profit | € 90,828 | € 139,992 | € 68,135 | € 138,695 | ▲ 104% |
| Dividend | € 0 | € 0 | € 139,992 | € 0 | ▼ 100% |
| Bank debt | € 223,536 | € 198,705 | € 173,640 | € 266,816 | ▲ 54% |
| Balance sheet total | € 408,598 | € 454,258 | € 468,037 | € 627,904 | ▲ 34% |
Key figures of M&J Berkmans, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to M&J Berkmans?
What happened at M&J Berkmans in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 70,561 (▲ 4% vs 2025). Source: NBB ↗
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
- RAF BERKMANS became a director. NBB
In short
From € 17,321 profit in 2023 to € 70,561 profit in 2026.
Paid € 59,207 in corporate taxes since 2023.
Best year ever: 2026, with € 70,561 profit.
Paid out € 139,992 in dividends to the owners in total.
Management
Behind M&J Berkmans is RAF BERKMANS. RAF BERKMANS is also behind GRONDWERK & VERVOER VERDONCK, JOKO, FESTRAMI, MBM Construct and IMMO VERDONCK.
Directors
According to the 2026 annual accounts
RAF BERKMANS
Director
Also active at: GRONDWERK & VERVOER VERDONCK, JOKO, FESTRAMI, MBM Construct, IMMO VERDONCK
since 2021
Establishments
Establishment units
Physical locations of this company
Knapenhoef 19
3920 Lommel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0766.438.273
- VAT number
- BE 0766.438.273
- Registered office
- Knapenhoef 19, 3920 Lommel
- Names & denominations
- M&J Berkmans
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 April 2021
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Handel in eigen onroerend goed