Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
51 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Tero Immo Ster from Waterloo, company number BE0765347915, closed financial year 2025 with a result of € -38,533 after tax. For that financial year Tero Immo Ster recorded a gross margin of € -21,888 and equity of € 376,788. Compared with financial year 2024, the result moved from € -31,918 to € -38,533. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 9, 2026.
€ 376,788
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -38,533
▼ 21 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,074
▲ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -123,212.
Debts at end 2025
€ 738,396
▲ 13% vs 2024
Loans from banks and other lenders, long and short.
€ 11,608
▲ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -15,191 | € -8,865 | € -16,200 | € -21,888 | ▼ € 5,688 |
| Profit after taxes | € -25,548 | € -22,268 | € -31,918 | € -38,533 | ▼ € 6,615 |
| Equity | € 469,506 | € 447,239 | € 415,321 | € 376,788 | ▼ 9% |
| Total debts | € 568,659 | € 592,846 | € 657,955 | € 750,004 | ▲ 14% |
| Cash | € 5,830 | € 8,027 | € 1,563 | € 2,074 | ▲ 33% |
| Land & buildings | € 1,016,664 | € 1,029,929 | € 1,068,922 | € 1,115,501 | ▲ 4% |
| Retained profit | € -30,494 | € -52,761 | € -84,679 | € -123,212 | ▼ € 38,533 |
| Bank debt | € 566,862 | € 590,551 | € 651,924 | € 738,396 | ▲ 13% |
| Balance sheet total | € 1,038,166 | € 1,040,084 | € 1,073,276 | € 1,126,793 | ▲ 5% |
Key figures of Tero Immo Ster, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Tero Immo Ster?
What happened at Tero Immo Ster in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 38,533. Source: NBB ↗
- JL Square SRL stepped down as director. NBB
- Vincent ANDRE became a director. NBB
- ARLO SRL became a director. NBB
- JL Square SRL became a director. NBB
- New establishment in Waterloo. KBO
- Sports Ventures SRL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 25,548 loss in 2022 to € 38,533 loss in 2025.
Management
The stake of KO IMMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Tero Immo SterBehind Tero Immo Ster are Vincent ANDRE, ARLO SRL and Sports Ventures SRL. The shares are held by KO IMMO (100%).
Directors
According to the 2025 annual accounts
Vincent ANDRE
Director
Also active at: THE KOTTAGE, FOUREVER, GSP IMMO, EYE MOTIONS CONSULTING, MY OLDTIMER, SECOND LIFE, THE ARK, ATLANTIS-REALTY +17 more
since 2023
Director · represented by Arthur Lhoist
Also active at: Tennis Club de Belgique Courts Couverts, LE VIEUX LOGIS, FALS, PORCELYNEGOED, LAMSOUL, LES CRESSES, MATHIMMO, LE BESTIN +35 more
since 2023
Director · represented by Nicolas Lhoist
Also active at: Tennis Club de Belgique Courts Couverts, GROTTES DE HAN, LE VIEUX LOGIS, Sporsystem, FALS, PORCELYNEGOED, LAMSOUL, LES CRESSES +41 more
since 2021
Director · represented by Jérôme Lhoist
Also active at: Tennis Club de Belgique Courts Couverts, LE VIEUX LOGIS, PORCELYNEGOED, LAMSOUL, LES CRESSES, MATHIMMO, LE BESTIN, IMZ +14 more
since 2023 · until 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Tervuren 389
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 51 companies are registered at this address.
All companies at this address →LE VIEUX LOGIS same network
€ 31,331 gross margin · 2025
FALS same network
€ 341,137 gross margin · 2025
PORCELYNEGOED same network
€ 973,207 gross margin · 2024
LAMSOUL same network
€ -202,654 gross margin · 2025
LES CRESSES same network
€ -96,545 gross margin · 2025
+46 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0765.347.915
- VAT number
- BE 0765.347.915
- Registered office
- Chaussée de Tervuren 389, 1410 Waterloo
- Names & denominations
- Tero Immo Ster
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 March 2021
- Peppol
- Active · Active since 16 Nov 2024
- Activities · NACE
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