Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PRAKTIJK KURSAAL from Knokke-Heist, company number BE0762983093, closed financial year 2025 with a result of € -2,694 after tax. For that financial year PRAKTIJK KURSAAL recorded a gross margin of € 20,280 and equity of € -5,580. Compared with financial year 2024, the result moved from € -2,952 to € -2,694. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ -5,580
▼ € 2,694 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,694
▲ 9 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9,650
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -15,580.
Debts at end 2025
€ 257,266
▼ 6% vs 2024
€ 15,664 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 596
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 20,799 | € 20,259 | € 20,656 | € 20,280 | ▼ 2% |
| Profit after taxes | € -2,501 | € -3,034 | € -2,952 | € -2,694 | ▲ € 258 |
| Equity | € 3,100 | € 66 | € -2,886 | € -5,580 | ▼ € 2,694 |
| Total debts | € 345,463 | € 330,675 | € 315,903 | € 300,613 | ▼ 5% |
| Cash | € 9,110 | € 9,311 | € 9,571 | € 9,650 | ▲ 1% |
| Land & buildings | € 297,178 | € 284,125 | € 271,072 | € 258,019 | ▼ 5% |
| Retained profit | € -6,900 | € -9,934 | € -12,886 | € -15,580 | ▼ € 2,694 |
| Bank debt | € 303,263 | € 288,091 | € 272,765 | € 257,266 | ▼ 6% |
| Balance sheet total | € 348,563 | € 330,741 | € 313,016 | € 295,033 | ▼ 6% |
Key figures of PRAKTIJK KURSAAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PRAKTIJK KURSAAL?
What happened at PRAKTIJK KURSAAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,694. Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Knokke-Heist. KBO
In short
From € 2,501 loss in 2022 to € 2,694 loss in 2025.
Management
Behind PRAKTIJK KURSAAL are Herlinde Janssens and Patricia Vandepitte. Herlinde Janssens is also behind Dr. HERLINDE JANSSENS. Patricia Vandepitte is also behind DOKTERS BOGAERT - VANDEPITTE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kursaalstraat 61
8301 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- VANDEPITTE Patricia Simonne(oprichter) 50%
- JANSSENS Herlinde Lutgart(oprichter) 50%
Details
- Company number
- 0762.983.093
- VAT number
- BE 0762.983.093
- Registered office
- Kursaalstraat 61, 8301 Knokke-Heist
- Names & denominations
- PRAKTIJK KURSAAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 February 2021
- Peppol
- Active · Active since 22 Dec 2025