Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
TERNEO from Beveren-Kruibeke-Zwijndrecht, company number BE0761960239, closed financial year 2025 with a result of € -51,336 after tax. For that financial year TERNEO recorded a gross margin of € 133,363 and equity of € -287,880. Compared with financial year 2024, the result moved from € -151,484 to € -51,336. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ -287,880
▼ € 51,336 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -51,336
▲ 66 % less loss than in 2024
Profit after tax over the fiscal year.
€ 142,659
▲ € 118,333 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -297,880.
Debts at end 2025
€ 3.9 million
▼ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 1,014
▼ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,226 | € 100,791 | € 67,191 | € 133,363 | ▲ 98% |
| Profit after taxes | € -1,963 | € -107,423 | € -151,484 | € -51,336 | ▲ € 100,148 |
| Equity | € 22,362 | € -85,061 | € -236,545 | € -287,880 | ▼ € 51,336 |
| Total debts | € 5,024,888 | € 4,796,378 | € 4,799,425 | € 4,762,301 | ▼ 1% |
| Cash | € 335,362 | € 92,348 | € 24,326 | € 142,659 | ▲ € 118,333 |
| Retained profit | € 12,362 | € -95,061 | € -246,545 | € -297,880 | ▼ € 51,336 |
| Bank debt | € 2,026,000 | € 4,596,000 | € 4,156,000 | € 3,936,000 | ▼ 5% |
| Balance sheet total | € 5,047,250 | € 4,711,318 | € 4,562,880 | € 4,474,421 | ▼ 2% |
Key figures of TERNEO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERNEO?
What happened at TERNEO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 51,336. Source: NBB ↗
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,963 loss in 2022 to € 51,336 loss in 2025.
A new publication or filing at TERNEO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TERNEO are Helena Hertsens and Geert Breynaert. The same people are also behind NEOPROJECTS. Helena Hertsens is also behind HERTSENS VERHUUR, HERTSENS INFRA, NEOCONSTRUCT 2, CARTARGO and NEOCONSTRUCT 1.
Directors
According to the 2025 annual accounts
Helena Hertsens
Director
Also active at: HERTSENS VERHUUR, HERTSENS INFRA, NEOCONSTRUCT 2, CARTARGO, NEOPROJECTS, NEOCONSTRUCT 1
Establishments
Establishment units
Physical locations of this company
Oeverkant 38
2070 Beveren-Kruibeke-Zwijndrecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →Société d'Entreposage et de Gestion
HERTSENS VERHUUR same network
€ 883,672 revenue · 2025
HERTSENS INFRA same network
€ 21.9 million revenue · 2025
NEOCONSTRUCT 2 same network
€ -39,404 gross margin · 2025
CARTARGO same network
€ 1.5 million revenue · 2025
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
XENIUS, BE
Website info
Features
Security
Details
- Company number
- 0761.960.239
- VAT number
- BE 0761.960.239
- Registered office
- Oeverkant 38, 2070 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- TERNEO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 January 2021
- Peppol
- Active · Active since 2 Feb 2026
- Contact
- oevertrans.be
- Activities · NACE
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